---
type: "Bill"
title: "Financial Institutions - Security Questions and Measures"
description: "Financial Institutions - Security Questions and Measures"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2021"
identifier: "SB 185"
citation: "Maryland SB 185 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Kagan", "Reilly"]
version_count: 3
action_count: 13
vote_count: 2
first_action: "2020-08-04"
last_action: "2021-05-30"
source: "openstates"
source_identifier: "ocd-bill/9db37182-cf40-4d58-948e-483f382b6ef0"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0185?ys=2021RS&search=True"
source_hash: "a5b154102b58b5a298e8a92edeb473cdb3d321d583c3291f37963bae1c9f92b9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 185 (2021) — Financial Institutions - Security Questions and Measures

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Financial Institutions - Security Questions and Measures** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/Chapters_noln/CH_410_sb0185t.pdf)
2. **First - Financial Institutions - Security Questions and Measures** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/bills/sb/sb0185f.pdf)
3. **Third - Financial Institutions - Security Questions and Measures** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/bills/sb/sb0185t.pdf)

## Votes

- On Third Reading — **46–0** (pass) · upper
- On Third Reading — **105–30** (pass) · lower

## Sponsors

- Kagan — primary (person)
- Reilly — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-08-04** Pre-filed `introduction`
- **2021-01-13** First Reading Finance `referral-committee`
- **2021-01-15** Hearing 2/09 at 1:00 p.m.
- **2021-02-26** Favorable Report by Finance `committee-passage-favorable`
- **2021-02-26** Favorable Adopted `committee-passage-favorable`
- **2021-02-26** Second Reading Passed
- **2021-03-02** Third Reading Passed `passage`
- **2021-03-03** Referred Economic Matters `referral-committee`
- **2021-03-28** Favorable Report by Economic Matters `committee-passage-favorable`
- **2021-03-30** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2021-03-30** Third Reading Passed `passage`
- **2021-03-31** Returned Passed
- **2021-05-30** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 410 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9db37182-cf40-4d58-948e-483f382b6ef0`. Confidence: reported (aggregated from official Maryland legislature records).