---
type: "Bill"
title: "Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option"
description: "Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2023"
identifier: "HB 128"
citation: "Maryland HB 128 (2023)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Crosby"]
version_count: 4
action_count: 16
vote_count: 0
first_action: "2023-01-13"
last_action: "2023-05-08"
source: "openstates"
source_identifier: "ocd-bill/8ab8f4b2-3d28-48ad-bf3c-6a68c99398ff"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0128?ys=2023RS&search=True"
source_hash: "23ce828f02778851de41fc0207626503bcda1b33ecbab7dc436d90208b29033b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 128 (2023) — Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option** (committee substitute) — [source](http://mgaleg.maryland.gov/2023RS/Chapters_noln/CH_514_hb0128e.pdf)
2. **Enrolled - Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option** (committee substitute) — [source](http://mgaleg.maryland.gov/2023RS/bills/hb/hb0128e.pdf)
3. **First - Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option** (committee substitute) — [source](http://mgaleg.maryland.gov/2023RS/bills/hb/hb0128f.pdf)
4. **Third - Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option** (committee substitute) — [source](http://mgaleg.maryland.gov/2023RS/bills/hb/hb0128t.pdf)

## Sponsors

- Crosby — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-13** First Reading Economic Matters `referral-committee`
- **2023-01-25** Hearing 2/09 at 1:00 p.m.
- **2023-03-14** Favorable Report by Economic Matters `committee-passage-favorable`
- **2023-03-15** Favorable Adopted `committee-passage-favorable`
- **2023-03-15** Second Reading Passed
- **2023-03-16** Third Reading Passed `passage`
- **2023-03-16** Referred Finance `referral-committee`
- **2023-04-06** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2023-04-06** Favorable with Amendments { `committee-passage-favorable`
- **2023-04-06** Second Reading Passed with Amendments
- **2023-04-07** Floor Amendment {
- **2023-04-07** Third Reading Passed `passage`
- **2023-04-10** House Concurs Senate Amendments
- **2023-04-10** Third Reading Passed `passage`
- **2023-04-10** Passed Enrolled
- **2023-05-08** Approved by the Governor - Chapter 514 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8ab8f4b2-3d28-48ad-bf3c-6a68c99398ff`. Confidence: reported (aggregated from official Maryland legislature records).