---
type: "Bill"
title: "Appraisal Gap From Historic Redlining Financial Assistance Program - Alterations"
description: "Appraisal Gap From Historic Redlining Financial Assistance Program - Alterations"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2023"
identifier: "SB 445"
citation: "Maryland SB 445 (2023)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Hayes"]
version_count: 3
action_count: 12
vote_count: 0
first_action: "2023-02-02"
last_action: "2023-04-24"
source: "openstates"
source_identifier: "ocd-bill/3b929ca9-2543-4339-84ea-ba4b43491daf"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0445?ys=2023RS&search=True"
source_hash: "9ec19603a963d1f5c24f1f068244ffc6463e0544466504ef28ba3b2e885dfbac"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 445 (2023) — Appraisal Gap From Historic Redlining Financial Assistance Program - Alterations

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Appraisal Gap From Historic Redlining Financial Assistance Program - Alterations** (committee substitute) — [source](http://mgaleg.maryland.gov/2023RS/Chapters_noln/CH_134_sb0445t.pdf)
2. **First - Appraisal Gap From Historic Redlining Financial Assistance Program - Alterations** (committee substitute) — [source](http://mgaleg.maryland.gov/2023RS/bills/sb/sb0445f.pdf)
3. **Third - Appraisal Gap From Historic Redlining Financial Assistance Program - Alterations** (committee substitute) — [source](http://mgaleg.maryland.gov/2023RS/bills/sb/sb0445t.pdf)

## Sponsors

- Hayes — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-02** First Reading Education, Energy, and the Environment `referral-committee`
- **2023-02-06** Hearing 2/21 at 1:00 p.m.
- **2023-03-14** Favorable Report by Education, Energy, and the Environment `committee-passage-favorable`
- **2023-03-14** Favorable Adopted `committee-passage-favorable`
- **2023-03-14** Second Reading Passed
- **2023-03-16** Third Reading Passed `passage`
- **2023-03-17** Referred Environment and Transportation `referral-committee`
- **2023-03-30** Favorable Report by Environment and Transportation `committee-passage-favorable`
- **2023-03-30** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2023-04-04** Third Reading Passed `passage`
- **2023-04-05** Returned Passed
- **2023-04-24** Approved by the Governor - Chapter 134 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3b929ca9-2543-4339-84ea-ba4b43491daf`. Confidence: reported (aggregated from official Maryland legislature records).