---
type: "Bill"
title: "Insurance - Penalties - Unauthorized Insurers, Insurance Producers, and Public Adjusters"
description: "Insurance - Penalties - Unauthorized Insurers, Insurance Producers, and Public Adjusters"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2024"
identifier: "SB 229"
citation: "Maryland SB 229 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 14
vote_count: 2
first_action: "2023-09-15"
last_action: "2024-04-09"
source: "openstates"
source_identifier: "ocd-bill/a07a08bd-eaff-444b-912a-ddbe20969d3a"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0229?ys=2024RS&search=True"
source_hash: "c9b2ad5dd89e52805d4def69c155e621ed759c4e2de215f2161dd4ecdaa842e5"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 229 (2024) — Insurance - Penalties - Unauthorized Insurers, Insurance Producers, and Public Adjusters

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Insurance - Penalties - Unauthorized Insurers, Insurance Producers, and Public Adjusters** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/Chapters_noln/CH_120_sb0229t.pdf)
2. **First - Insurance - Penalties - Unauthorized Insurers, Insurance Producers, and Public Adjusters** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/sb/sb0229f.pdf)
3. **Third - Insurance - Penalties - Unauthorized Insurers, Insurance Producers, and Public Adjusters** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/sb/sb0229t.pdf)

## Votes

- On Third Reading — **44–0** (pass) · upper
- On Third Reading — **100–36** (pass) · lower

## Sponsors

- Chair, Finance Committee — primary (organization)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-09-15** Pre-filed `introduction`
- **2024-01-10** First Reading Finance `referral-committee`
- **2024-01-09** Hearing 1/24 at 1:30 p.m.
- **2024-02-05** Favorable Report by Finance `committee-passage-favorable`
- **2024-02-06** Favorable Adopted `committee-passage-favorable`
- **2024-02-06** Second Reading Passed
- **2024-02-08** Third Reading Passed `passage`
- **2024-02-12** Referred Economic Matters `referral-committee`
- **2024-03-28** Favorable Report by Economic Matters `committee-passage-favorable`
- **2024-03-28** Favorable Adopted `committee-passage-favorable`
- **2024-03-28** Second Reading Passed
- **2024-04-02** Third Reading Passed `passage`
- **2024-04-03** Returned Passed
- **2024-04-09** Approved by the Governor - Chapter 120 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a07a08bd-eaff-444b-912a-ddbe20969d3a`. Confidence: reported (aggregated from official Maryland legislature records).