---
type: "Bill"
title: "Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports"
description: "Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2024"
identifier: "SB 41"
citation: "Maryland SB 41 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Lam"]
version_count: 3
action_count: 14
vote_count: 2
first_action: "2023-08-04"
last_action: "2024-05-09"
source: "openstates"
source_identifier: "ocd-bill/cad37b97-0403-4cf6-a80c-f57373ccd611"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0041?ys=2024RS&search=True"
source_hash: "2d1b707730b436002d8f651dd53aaff50d8e2c0cf27cc06166a3356c60fec111"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 41 (2024) — Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/Chapters_noln/CH_619_sb0041t.pdf)
2. **First - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/sb/sb0041f.pdf)
3. **Third - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/sb/sb0041t.pdf)

## Votes

- On Third Reading — **101–36** (pass) · lower
- On Third Reading — **43–0** (pass) · upper

## Sponsors

- Lam — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-08-04** Pre-filed `introduction`
- **2024-01-10** First Reading Finance `referral-committee`
- **2024-01-15** Hearing 1/31 at 1:00 p.m.
- **2024-02-05** Favorable Report by Finance `committee-passage-favorable`
- **2024-02-06** Favorable Adopted `committee-passage-favorable`
- **2024-02-06** Second Reading Passed
- **2024-02-08** Third Reading Passed `passage`
- **2024-02-09** Referred Economic Matters `referral-committee`
- **2024-03-28** Favorable Report by Economic Matters `committee-passage-favorable`
- **2024-03-28** Favorable Adopted `committee-passage-favorable`
- **2024-03-28** Second Reading Passed
- **2024-04-02** Third Reading Passed `passage`
- **2024-04-03** Returned Passed
- **2024-05-09** Approved by the Governor - Chapter 619 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cad37b97-0403-4cf6-a80c-f57373ccd611`. Confidence: reported (aggregated from official Maryland legislature records).