---
type: "Bill"
title: "Financial Institutions - Licensing of Affiliated Insurance Producer-Mortgage Loan Originators - Alterations"
description: "Financial Institutions - Licensing of Affiliated Insurance Producer-Mortgage Loan Originators - Alterations"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "HB 38"
citation: "Maryland HB 38 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Queen"]
version_count: 3
action_count: 17
vote_count: 2
first_action: "2025-10-28"
last_action: "2026-05-12"
source: "openstates"
source_identifier: "ocd-bill/b42f5260-0b7a-46d4-98f1-1ccf6a3d9506"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0038?ys=2026RS"
source_hash: "921df16ddf58b08f6c660c2c75af080ff82cd70d59935063aded9cf3ae593d13"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 38 (2026) — Financial Institutions - Licensing of Affiliated Insurance Producer-Mortgage Loan Originators - Alterations

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Financial Institutions - Licensing of Affiliated Insurance Producer-Mortgage Loan Originators - Alterations** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_512_hb0038t.pdf)
2. **First - Financial Institutions - Licensing of Affiliated Insurance Producer-Mortgage Loan Originators - Alteration** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/hb/hb0038f.pdf)
3. **Third - Financial Institutions - Licensing of Affiliated Insurance Producer-Mortgage Loan Originators - Alterations** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/hb/hb0038t.pdf)

## Votes

- On Third Reading — **43–0** (pass) · upper
- On Third Reading — **136–0** (pass) · lower

## Sponsors

- Queen — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-10-28** Pre-filed `introduction`
- **2026-01-14** First Reading Economic Matters `referral-committee`
- **2026-01-19** Hearing 2/03 at 1:00 p.m.
- **2026-02-03** Hearing canceled
- **2026-02-03** Hearing 2/03 at 1:30 p.m.
- **2026-02-24** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2026-02-25** Favorable with Amendments { `committee-passage-favorable`
- **2026-02-25** Second Reading Passed with Amendments
- **2026-02-26** Third Reading Passed `passage`
- **2026-02-27** Referred Finance `referral-committee`
- **2026-03-18** Hearing 3/24 at 1:00 p.m.
- **2026-04-09** Favorable Report by Finance `committee-passage-favorable`
- **2026-04-09** Favorable Adopted `committee-passage-favorable`
- **2026-04-09** Second Reading Passed
- **2026-04-13** Third Reading Passed `passage`
- **2026-04-13** Returned Passed
- **2026-05-12** Approved by the Governor - Chapter 512 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b42f5260-0b7a-46d4-98f1-1ccf6a3d9506`. Confidence: reported (aggregated from official Maryland legislature records).