---
type: "Bill"
title: "Consumer Protection - Unsolicited Loans"
description: "Consumer Protection - Unsolicited Loans"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "SB 582"
citation: "Maryland SB 582 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bailey", "Jennings", "Salling"]
version_count: 4
action_count: 18
vote_count: 3
first_action: "2026-02-04"
last_action: "2026-04-28"
source: "openstates"
source_identifier: "ocd-bill/387425fc-6078-4ac2-875b-867b6aafa9b7"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0582?ys=2026RS"
source_hash: "3065fb15674d808d030d44686c29c08dd4c5ff145a8392993ee277db28355cda"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 582 (2026) — Consumer Protection - Unsolicited Loans

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Consumer Protection - Unsolicited Loans** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_316_sb0582e.pdf)
2. **Enrolled - Consumer Protection - Unsolicited Loans** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0582e.pdf)
3. **First - Consumer Protection - Unsolicited Loans** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0582f.pdf)
4. **Third - Consumer Protection - Unsolicited Loans** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0582t.pdf)

## Votes

- On Third Reading — **45–0** (pass) · upper
- On Third Reading (Amend) — **136–0** (pass) · lower
- Bill is on Third Reading for Final Passage. — **42–0** (pass) · upper

## Sponsors

- Bailey — primary (person)
- Jennings — primary (person)
- Salling — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-04** First Reading Finance `referral-committee`
- **2026-02-04** Hearing 2/19 at 1:00 p.m.
- **2026-03-16** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2026-03-17** Favorable with Amendments { `committee-passage-favorable`
- **2026-03-17** Second Reading Passed with Amendments
- **2026-03-19** Third Reading Passed `passage`
- **2026-03-20** Referred Economic Matters `referral-committee`
- **2026-03-21** Hearing 3/26 at 1:00 p.m.
- **2026-03-23** Hearing canceled
- **2026-03-23** Hearing 3/26 at 2:30 p.m.
- **2026-04-08** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2026-04-08** Favorable with Amendments { `committee-passage-favorable`
- **2026-04-08** Second Reading Passed with Amendments
- **2026-04-10** Third Reading Passed `passage`
- **2026-04-10** Senate Concurs House Amendments
- **2026-04-10** Third Reading Passed `passage`
- **2026-04-10** Passed Enrolled
- **2026-04-28** Approved by the Governor - Chapter 316 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/387425fc-6078-4ac2-875b-867b6aafa9b7`. Confidence: reported (aggregated from official Maryland legislature records).