---
type: "Bill"
title: "Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage"
description: "Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "SB 747"
citation: "Maryland SB 747 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["McKay"]
version_count: 4
action_count: 20
vote_count: 3
first_action: "2026-02-06"
last_action: "2026-05-26"
source: "openstates"
source_identifier: "ocd-bill/75c885fc-22dc-414f-adcd-45ad75d8805f"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0747?ys=2026RS"
source_hash: "a09d33d8f3578b0693daf05f1d549598b9dc71317014cb9d8a4d45c98e0255b2"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 747 (2026) — Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_717_sb0747e.pdf)
2. **Enrolled - Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0747e.pdf)
3. **First - Condominiums - Mandatory Insurance Coverage** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0747f.pdf)
4. **Third - Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0747t.pdf)

## Votes

- Bill is on Third Reading for Final Passage. — **42–0** (pass) · upper
- On Third Reading — **41–0** (pass) · upper
- On Third Reading (Amend) — **134–2** (pass) · lower

## Sponsors

- McKay — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-02-06** First Reading Judicial Proceedings `referral-committee`
- **2026-02-12** Hearing 3/05 at 1:00 p.m.
- **2026-03-19** Favorable with Amendments Report by Judicial Proceedings `committee-passage-favorable`
- **2026-03-19** Favorable with Amendments { `committee-passage-favorable`
- **2026-03-19** Second Reading Passed with Amendments
- **2026-03-20** Third Reading Passed `passage`
- **2026-03-21** Referred Economic Matters `referral-committee`
- **2026-03-24** Hearing 4/02 at 1:00 p.m.
- **2026-04-02** Hearing canceled
- **2026-04-02** Hearing 4/02 at 1:30 p.m.
- **2026-04-02** Hearing canceled
- **2026-04-02** Hearing 4/02 at 2:30 p.m.
- **2026-04-08** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2026-04-08** Favorable with Amendments { `committee-passage-favorable`
- **2026-04-08** Second Reading Passed with Amendments
- **2026-04-10** Third Reading Passed `passage`
- **2026-04-10** Senate Concurs House Amendments
- **2026-04-10** Third Reading Passed `passage`
- **2026-04-10** Passed Enrolled
- **2026-05-26** Approved by the Governor - Chapter 717 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/75c885fc-22dc-414f-adcd-45ad75d8805f`. Confidence: reported (aggregated from official Maryland legislature records).