---
type: "Bill"
title: "Commercial Law - Earned Wage Access - Revisions"
description: "Commercial Law - Earned Wage Access - Revisions"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2026"
identifier: "SB 94"
citation: "Maryland SB 94 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 14
vote_count: 2
first_action: "2025-09-30"
last_action: "2026-04-28"
source: "openstates"
source_identifier: "ocd-bill/5d7e3c27-5ded-473d-a90e-34fffc0a8713"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0094?ys=2026RS"
source_hash: "68740df68c3778edc53f5339c529ebb3e0ceffe3baeb027e3685f2d104ef7361"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 94 (2026) — Commercial Law - Earned Wage Access - Revisions

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Commercial Law - Earned Wage Access - Revisions** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/Chapters_noln/CH_170_sb0094t.pdf)
2. **First - Commercial Law - Earned Wage Access - Revisions** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0094f.pdf)
3. **Third - Commercial Law - Earned Wage Access - Revisions** (committee substitute) — [source](http://mgaleg.maryland.gov/2026RS/bills/sb/sb0094t.pdf)

## Votes

- On Third Reading — **32–13** (pass) · upper
- On Third Reading — **100–36** (pass) · lower

## Sponsors

- Chair, Finance Committee — primary (organization)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-09-30** Pre-filed `introduction`
- **2026-01-14** First Reading Finance `referral-committee`
- **2026-01-20** Hearing 1/29 at 3:00 p.m.
- **2026-03-16** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2026-03-17** Favorable with Amendments { `committee-passage-favorable`
- **2026-03-17** Second Reading Passed with Amendments
- **2026-03-19** Third Reading Passed `passage`
- **2026-03-20** Referred Economic Matters `referral-committee`
- **2026-03-24** Hearing 3/31 at 1:00 p.m.
- **2026-04-11** Favorable Report by Economic Matters `committee-passage-favorable`
- **2026-04-11** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2026-04-13** Third Reading Passed `passage`
- **2026-04-13** Returned Passed
- **2026-04-28** Approved by the Governor - Chapter 170 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5d7e3c27-5ded-473d-a90e-34fffc0a8713`. Confidence: reported (aggregated from official Maryland legislature records).