---
type: "Bill"
title: "An Act To Make Changes To The Laws Governing Financial Institutions And To Eliminate Certain Administrative Fees Paid By Banks And Credit Unions Under The Maine Consumer Credit Code"
description: "An Act To Make Changes To The Laws Governing Financial Institutions And To Eliminate Certain Administrative Fees Paid By Banks And Credit Unions Under The Maine Consumer Credit Code"
jurisdiction: "us/states/me"
legislature: "Maine Legislature"
session: "132"
identifier: "LD 2072"
citation: "Maine LD 2072 (132)"
classification: ["bill"]
subjects: ["CONSUMER LOAN FEES", "FINANCIAL INSTITUTIONS", "REGULATION"]
status: "enacted"
primary_sponsors: ["Kristi MATHIESON"]
version_count: 3
action_count: 20
vote_count: 0
first_action: "2025-12-15"
last_action: "2026-03-19"
source: "openstates"
source_identifier: "ocd-bill/9b75607f-e329-48ef-9dfb-8c571acd8b5e"
source_url: "https://legislature.maine.gov/LawMakerWeb/dockets.asp?ID=280100991"
source_hash: "58f9abfe3e1fe9937dd8951973386b6aa84d8a37a76a1cfe3ea687ec42ec399c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-me"]
---

# Maine LD 2072 (132) — An Act To Make Changes To The Laws Governing Financial Institutions And To Eliminate Certain Administrative Fees Paid By Banks And Credit Unions Under The Maine Consumer Credit Code

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendment C-A (H-807)** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=HP1385&item=2&snum=132)
2. **Chapter 565** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=HP1385&item=3&snum=132)
3. **LD 2072 HP 1385** (committee substitute) — [source](http://www.mainelegislature.org/legis/bills/getPDF.asp?paper=HP1385&item=1&snum=132)

## Sponsors

- Kristi MATHIESON — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-12-15** Received by the Clerk of the House on December 15, 2025. `receipt`
- **2025-12-15** The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES pursuant to Joint Rule 308.2 and ordered printed pursuant to Joint Rule 401. `referral-committee`
- **2026-02-24** CONSENT CALENDAR - FIRST DAY
- **2026-02-24** Under suspension of the rules CONSENT CALENDAR - SECOND DAY.
- **2026-02-24** The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-807). `reading-3`
- **2026-02-24** Sent for concurrence. ORDERED SENT FORTHWITH.
- **2026-02-26** Report READ and ACCEPTED, in concurrence.
- **2026-02-26** Bill READ ONCE. `reading-1`
- **2026-02-26** Committee Amendment "A" (H-807) READ and ADOPTED. `committee-passage-favorable, passage`
- **2026-02-26** ASSIGNED FOR SECOND READING NEXT LEGISLATIVE DAY.
- **2026-03-03** COMMITTEE ON BILLS IN THE SECOND READING REPORTS NO FURTHER VERBAL AMENDMENTS NECESSARY. REPORT ACCEPTED.
- **2026-03-03** READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (H-807), in concurrence. `reading-2, reading-3`
- **2026-03-03** Ordered sent down forthwith.
- **2026-03-05** PASSED TO BE ENACTED. `passage`
- **2026-03-05** Sent for concurrence. ORDERED SENT FORTHWITH.
- **2026-03-10** PASSED TO BE ENACTED, in concurrence. `passage`
- **2026-03-19** Signed by Governor `executive-signature`
- **2026-01-21T05:00:00+00:00** Work Session Held
- **2026-01-21T05:00:00+00:00** Voted - OTP-AM
- **2026-02-18T05:00:00+00:00** Reported Out - OTP-AM

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9b75607f-e329-48ef-9dfb-8c571acd8b5e`. Confidence: reported (aggregated from official Maine legislature records).