---
type: "Bill"
title: "Insurance fraud regulated, penalties and notices modified, term defined, and Commerce Fraud Bureau authority to apply for or execute search warrants clarified."
description: "Insurance fraud regulated, penalties and notices modified, term defined, and Commerce Fraud Bureau authority to apply for or execute search warrants clarified."
jurisdiction: "us/states/mn"
legislature: "Minnesota Legislature"
session: "2017-2018"
identifier: "HF 1443"
citation: "Minnesota HF 1443 (2017-2018)"
classification: ["bill"]
subjects: ["Commerce Department", "Insurance"]
status: "enacted"
primary_sponsors: ["Loonan"]
version_count: 5
action_count: 50
vote_count: 3
first_action: "2017-02-20"
last_action: "2017-05-30"
source: "openstates"
source_identifier: "ocd-bill/9e87360d-bfdc-4307-8f6c-89c91c257bc7"
source_url: "https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF1443&ssn=0&y=2017"
source_hash: "0701cd24eb07dabb1d042e694a25f05c5f18eb025067a388c8199d1bfbb8b15b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mn"]
---

# Minnesota HF 1443 (2017-2018) — Insurance fraud regulated, penalties and notices modified, term defined, and Commerce Fraud Bureau authority to apply for or execute search warrants clarified.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF1443&version=1&session=ls90&session_year=2017&session_number=0)
2. **1st Unofficial Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF1443&version=1&session=ls90&session_year=2017&session_number=0&type=ue)
3. **2nd Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF1443&version=2&session=ls90&session_year=2017&session_number=0)
4. **CCR-HF1443B** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF1443&version=B&session=ls90&session_year=2017&session_number=0&type=ccr)
5. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/text.php?number=HF1443&version=0&session=ls90&session_year=2017&session_number=0)

## Votes

- H.F. NO. 1443 — **123–2** (pass) · lower
- H.F. NO. 1443 — **127–2** (pass) · lower
- H.F. NO. 1443 — **131–2** (pass) · lower

## Sponsors

- Loonan — primary (person)
- Utke — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-02-20** Introduction and first reading, referred to Commerce and Regulatory Reform `introduction, referral-committee`
- **2017-03-02** Committee report, to adopt as amended and re-refer to Civil Law and Data Practices Policy `committee-passage`
- **2017-03-09** Committee report, to adopt and re-refer to Public Safety and Security Policy and Finance `committee-passage`
- **2017-03-16** Committee report, to adopt `committee-passage`
- **2017-03-16** Second reading `reading-2`
- **2017-05-04** House rule 1.21, placed on Calendar for the Day Monday, May 8, 2017.
- **2017-05-08** Third reading `reading-3`
- **2017-05-08** Bill was passed `passage`
- **2017-05-17** Returned from Senate with amendment
- **2017-05-17** House refuses to concur, conference committee of 3 requested
- **2017-05-17** House conferees Loonan, Haley, Hilstrom
- **2017-05-19** Senate accedes, conference committee of 3 be appointed
- **2017-05-19** Senate conferees Utke, Dahms, Sparks
- **2017-05-20** Conference committee report, delete everything
- **2017-05-20** House adopted conference committee report
- **2017-05-20** Third reading as amended by Conference `reading-3`
- **2017-05-20** Bill was repassed as amended by Conference
- **2017-05-22** Senate refuses to adopt conference report, requests return to conference
- **2017-05-22** Motion for reconsideration adoption of Conference Committee Report
- **2017-05-22** Motion prevailed
- **2017-05-22** Bill returned to conference committee
- **2017-05-22** Conference committee report, delete everything
- **2017-05-22** House adopted conference committee report
- **2017-05-22** Third reading as amended by Conference `reading-3`
- **2017-05-22** Bill was repassed as amended by Conference
- **2017-05-22** Senate adopted conference committee report, bill repassed
- **2017-05-26** Presented to Governor 5/26/2017 `executive-receipt`
- **2017-05-30** Governor approval 5/30/2017 `executive-signature`
- **2017-05-30** Secretary of State, Filed 5/30/2017
- **2017-05-09** Received from House `introduction`
- **2017-05-09** Introduction and first reading `introduction`
- **2017-05-09** Referred to Rules and Administrationfor comparison with SF1344, now on General Orders `referral-committee`
- **2017-05-10** Comm report: Rule 45-amend, subst. General Orders SF1344
- **2017-05-10** Second reading `reading-2`
- **2017-05-16** Special Order: Amended
- **2017-05-16** Third reading Passed `passage`
- **2017-05-17** House not concur, conference committee of 3 requested
- **2017-05-17** House conferees Loonan; Haley; Hilstrom
- **2017-05-17** Senate accedes, CC of 3 be appointed
- **2017-05-18** Senate conferees Utke; Dahms; Sparks
- **2017-05-21** House adopted HCC report and repassed bill
- **2017-05-21** Conference committee report, delete everything
- **2017-05-21** Motion to reject CC report, prevailed and return bill to conference committee
- **2017-05-22** House accedes to return bill to conference committee
- **2017-05-22** House adopted HCC report and repassed bill
- **2017-05-22** Conference committee report, delete everything
- **2017-05-22** Senate adopted CC report and repassed bill
- **2017-05-22** Third reading `reading-3`
- **2017-05-26** Presentment date 05/26/17
- **2017-05-30** Governor's action Approval 05/30/17 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9e87360d-bfdc-4307-8f6c-89c91c257bc7`. Confidence: reported (aggregated from official Minnesota legislature records).