---
type: "Bill"
title: "MS Credit Availability Act, Title Pledge Act, and Check Cashers Act; extend repealer on certain provisions of."
description: "MS Credit Availability Act, Title Pledge Act, and Check Cashers Act; extend repealer on certain provisions of."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2018"
identifier: "HB 811"
citation: "Mississippi HB 811 (2018)"
classification: ["bill"]
subjects: ["Banking and Financial Services", "Business and Financial Institutions"]
status: "enacted"
primary_sponsors: ["White"]
version_count: 3
action_count: 11
vote_count: 2
first_action: "2018-01-11T06:00:00+00:00"
last_action: "2018-03-19T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/6c330f8e-bd41-4be6-b573-d0c4f23ac981"
source_url: "http://billstatus.ls.state.ms.us/2018/pdf//history/HB/HB0811.xml"
source_hash: "3f3d32980247315df35e91a6247a898b230496b47b7bcd7dd9f8becf7c6f4798"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---

# Mississippi HB 811 (2018) — MS Credit Availability Act, Title Pledge Act, and Check Cashers Act; extend repealer on certain provisions of.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2018/html/HB/0800-0899/HB0811IN.htm)
2. **As Passed the lower** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2018/html/HB/0800-0899/HB0811PS.htm)
3. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2018/html/HB/0800-0899/HB0811SG.htm)

## Votes

- Passage — **44–7** (pass) · legislature
- Passage — **100–12** (pass) · legislature

## Sponsors

- White — primary (person)
- Sykes — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-11T06:00:00+00:00** Referred To Banking and Financial Services `referral-committee`
- **2018-01-16T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2018-02-06T06:00:00+00:00** Passed `passage`
- **2018-02-07T06:00:00+00:00** Transmitted To Senate `introduction`
- **2018-02-12T06:00:00+00:00** Referred To Business and Financial Institutions `referral-committee`
- **2018-02-21T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2018-03-06T06:00:00+00:00** Passed `passage`
- **2018-03-07T06:00:00+00:00** Returned For Enrolling
- **2018-03-12T05:00:00+00:00** Enrolled Bill Signed
- **2018-03-12T05:00:00+00:00** Enrolled Bill Signed
- **2018-03-19T05:00:00+00:00** Approved by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6c330f8e-bd41-4be6-b573-d0c4f23ac981`. Confidence: reported (aggregated from official Mississippi legislature records).