---
type: "Bill"
title: "Insurance premium discount for hurricane or windstorm damage mitigation; include commercial property."
description: "Insurance premium discount for hurricane or windstorm damage mitigation; include commercial property."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2020"
identifier: "SB 2709"
citation: "Mississippi SB 2709 (2020)"
classification: ["bill"]
subjects: ["Insurance"]
status: "enacted"
primary_sponsors: ["Michel"]
version_count: 4
action_count: 13
vote_count: 3
first_action: "2020-02-17T06:00:00+00:00"
last_action: "2020-06-23T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/14a08218-b138-4ec6-938f-af2c03ea13ea"
source_url: "http://billstatus.ls.state.ms.us/2020/pdf/Senate_authors/Michel.xml"
source_hash: "8f1d6e14bbd257487a0f965c0a84c4d6aa128484869f56c0ffa32ce77dfd8a67"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---

# Mississippi SB 2709 (2020) — Insurance premium discount for hurricane or windstorm damage mitigation; include commercial property.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2020/html/SB/2700-2799/SB2709IN.htm)
2. **As Passed the upper** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2020/html/SB/2700-2799/SB2709PS.htm)
3. **Committee Amendment No 1 (Adopted) (Voice Vote)** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2020/pdf/ham/SB2709_H_Cmte_Amend_01.pdf)
4. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2020/html/SB/2700-2799/SB2709SG.htm)

## Votes

- Concurrence in Amendment From House — **51–0** (pass) · upper
- Passage — **51–0** (pass) · upper
- Passage as Amended — **114–4** (pass) · lower

## Sponsors

- Michel — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-02-17T06:00:00+00:00** Referred To Insurance `referral-committee`
- **2020-02-26T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2020-03-05T06:00:00+00:00** Passed `passage`
- **2020-03-06T06:00:00+00:00** Transmitted To House `introduction`
- **2020-03-25T05:00:00+00:00** Referred To Insurance `referral-committee`
- **2020-05-27T05:00:00+00:00** Title Suff Do Pass As Amended `committee-passage`
- **2020-05-28T05:00:00+00:00** Amended `amendment-passage`
- **2020-05-28T05:00:00+00:00** Passed As Amended `passage`
- **2020-05-29T05:00:00+00:00** Returned For Concurrence
- **2020-06-10T05:00:00+00:00** Concurred in Amend From House
- **2020-06-17T05:00:00+00:00** Enrolled Bill Signed
- **2020-06-17T05:00:00+00:00** Enrolled Bill Signed
- **2020-06-23T05:00:00+00:00** Approved by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/14a08218-b138-4ec6-938f-af2c03ea13ea`. Confidence: reported (aggregated from official Mississippi legislature records).