---
type: "Bill"
title: "MS Department of Banking and Consumer Finance conduct periodic joint-bank examinations; extend repealer."
description: "MS Department of Banking and Consumer Finance conduct periodic joint-bank examinations; extend repealer."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2022"
identifier: "SB 2018"
citation: "Mississippi SB 2018 (2022)"
classification: ["bill"]
subjects: ["Banking and Financial Services", "Business and Financial Institutions"]
status: "enacted"
primary_sponsors: ["Caughman"]
version_count: 4
action_count: 12
vote_count: 2
first_action: "2022-01-06T06:00:00+00:00"
last_action: "2022-03-11T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/c0265d3f-541d-4c30-bed7-51328b190787"
source_url: "http://billstatus.ls.state.ms.us/2022/pdf/Senate_authors/Caughman.xml"
source_hash: "dc4e63c2a30b2a7d71047889727dcc64d413fa6d715b99a9568ab1bd1e3f759b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---

# Mississippi SB 2018 (2022) — MS Department of Banking and Consumer Finance conduct periodic joint-bank examinations; extend repealer.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2022/html/SB/2001-2099/SB2018IN.htm)
2. **As Passed the upper** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2022/html/SB/2001-2099/SB2018PS.htm)
3. **Committee Substitute** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2022/html/SB/2001-2099/SB2018CS.htm)
4. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2022/html/SB/2001-2099/SB2018SG.htm)

## Votes

- Passage — **51–0** (pass) · upper
- Passage — **119–0** (pass) · lower

## Sponsors

- Caughman — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-01-06T06:00:00+00:00** Referred To Business and Financial Institutions `referral-committee`
- **2022-01-24T06:00:00+00:00** Title Suff Do Pass Comm Sub `committee-passage`
- **2022-02-02T06:00:00+00:00** Committee Substitute Adopted `substitution`
- **2022-02-02T06:00:00+00:00** Passed `passage`
- **2022-02-03T06:00:00+00:00** Transmitted To House `introduction`
- **2022-02-03T06:00:00+00:00** Referred To Banking and Financial Services `referral-committee`
- **2022-02-22T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2022-03-08T06:00:00+00:00** Passed `passage`
- **2022-03-09T06:00:00+00:00** Returned For Enrolling
- **2022-03-10T06:00:00+00:00** Enrolled Bill Signed
- **2022-03-10T06:00:00+00:00** Enrolled Bill Signed
- **2022-03-11T06:00:00+00:00** Approved by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c0265d3f-541d-4c30-bed7-51328b190787`. Confidence: reported (aggregated from official Mississippi legislature records).