---
type: "Bill"
title: "DHS; authorize to use communication approved by financial institution for encumbrances."
description: "DHS; authorize to use communication approved by financial institution for encumbrances."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2024"
identifier: "HB 1102"
citation: "Mississippi HB 1102 (2024)"
classification: ["bill"]
subjects: ["Banking and Financial Services", "Judiciary", "Division A"]
status: "enacted"
primary_sponsors: ["Cockerham"]
version_count: 5
action_count: 13
vote_count: 3
first_action: "2024-02-09T06:00:00+00:00"
last_action: "2024-04-20T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/27fa4ed2-848c-4878-8bc5-f751f2b079c6"
source_url: "http://billstatus.ls.state.ms.us/2024/pdf/House_authors/Anthony.xml"
source_hash: "90e2116a43aa19aecb39c5ecb219be85664ba43ea4dcd881d198ca21fe53a883"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---

# Mississippi HB 1102 (2024) — DHS; authorize to use communication approved by financial institution for encumbrances.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2024/html/HB/1100-1199/HB1102IN.htm)
2. **Amendment Report for House Bill No. 1102** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2024/pdf/sam/Amendment_Report_for_HB1102.pdf)
3. **As Passed the lower** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2024/html/HB/1100-1199/HB1102PS.htm)
4. **Committee Amendment No 1 (Adopted) (Voice Vote)** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2024/pdf/sam/HB1102_S_Cmte_Amend_01.pdf)
5. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2024/html/HB/1100-1199/HB1102SG.htm)

## Votes

- Concurrence in Amendment From Senate — **78–35** (pass) · lower
- Passage as Amended — **51–0** (pass) · upper
- Passage — **120–0** (pass) · lower

## Sponsors

- Cockerham — primary (person)
- Anthony — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-02-09T06:00:00+00:00** Referred To Banking and Financial Services `referral-committee`
- **2024-02-21T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2024-03-06T06:00:00+00:00** Passed `passage`
- **2024-03-07T06:00:00+00:00** Transmitted To Senate `introduction`
- **2024-03-22T05:00:00+00:00** Referred To Judiciary, Division A `referral-committee`
- **2024-04-01T05:00:00+00:00** Title Suff Do Pass As Amended `committee-passage`
- **2024-04-03T05:00:00+00:00** Amended `amendment-passage`
- **2024-04-03T05:00:00+00:00** Passed As Amended `passage`
- **2024-04-04T05:00:00+00:00** Returned For Concurrence
- **2024-04-10T05:00:00+00:00** Concurred in Amend From Senate
- **2024-04-12T05:00:00+00:00** Enrolled Bill Signed
- **2024-04-12T05:00:00+00:00** Enrolled Bill Signed
- **2024-04-20T05:00:00+00:00** Approved by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/27fa4ed2-848c-4878-8bc5-f751f2b079c6`. Confidence: reported (aggregated from official Mississippi legislature records).