---
type: "Bill"
title: "Mississippi Credit Availability Act; extend repealer, revise and create cap adjustment based on the CPI-U."
description: "Mississippi Credit Availability Act; extend repealer, revise and create cap adjustment based on the CPI-U."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2025"
identifier: "SB 2495"
citation: "Mississippi SB 2495 (2025)"
classification: ["bill"]
subjects: ["Banking and Financial Services", "Business and Financial Institutions"]
status: "enacted"
primary_sponsors: ["Parks"]
version_count: 3
action_count: 11
vote_count: 2
first_action: "2025-01-20T06:00:00+00:00"
last_action: "2025-03-12T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/a517f284-3893-4fe0-a85f-fbeda4c09fed"
source_url: "http://billstatus.ls.state.ms.us/2025/pdf/Senate_authors/Parks.xml"
source_hash: "b63cd2d17740e2966fc7391360254c0def29e7e247d016d133862ffe84afa89f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---

# Mississippi SB 2495 (2025) — Mississippi Credit Availability Act; extend repealer, revise and create cap adjustment based on the CPI-U.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2025/html/SB/2400-2499/SB2495IN.htm)
2. **As Passed the upper** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2025/html/SB/2400-2499/SB2495PS.htm)
3. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2025/html/SB/2400-2499/SB2495SG.htm)

## Votes

- Passage — **51–0** (pass) · upper
- Passage — **113–0** (pass) · lower

## Sponsors

- Parks — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-20T06:00:00+00:00** Referred To Business and Financial Institutions `referral-committee`
- **2025-01-30T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2025-02-06T06:00:00+00:00** Passed `passage`
- **2025-02-07T06:00:00+00:00** Transmitted To House `introduction`
- **2025-02-10T06:00:00+00:00** Referred To Banking and Financial Services `referral-committee`
- **2025-02-27T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2025-03-05T06:00:00+00:00** Passed `passage`
- **2025-03-06T06:00:00+00:00** Returned For Enrolling
- **2025-03-07T06:00:00+00:00** Enrolled Bill Signed
- **2025-03-07T06:00:00+00:00** Enrolled Bill Signed
- **2025-03-12T05:00:00+00:00** Approved by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a517f284-3893-4fe0-a85f-fbeda4c09fed`. Confidence: reported (aggregated from official Mississippi legislature records).