---
type: "Bill"
title: "Small Loan Regulatory Law; authorize licensee to charge fee for nonrecording insurance in lieu of recording cost."
description: "Small Loan Regulatory Law; authorize licensee to charge fee for nonrecording insurance in lieu of recording cost."
jurisdiction: "us/states/ms"
legislature: "Mississippi Legislature"
session: "2026"
identifier: "SB 2712"
citation: "Mississippi SB 2712 (2026)"
classification: ["bill"]
subjects: ["Business and Financial Institutions", "Judiciary A"]
status: "enacted"
primary_sponsors: ["Johnson"]
version_count: 5
action_count: 13
vote_count: 3
first_action: "2026-01-19T06:00:00+00:00"
last_action: "2026-03-25T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/c54c9f41-b111-4b49-9f30-66cea5ab996a"
source_url: "http://billstatus.ls.state.ms.us/2026/pdf/Senate_authors/Johnson.xml"
source_hash: "ed24683054ceb06b203fd3faffce07fad84cd20f3c3004558e84691568670ff8"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ms"]
---

# Mississippi SB 2712 (2026) — Small Loan Regulatory Law; authorize licensee to charge fee for nonrecording insurance in lieu of recording cost.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Introduced** (filed) — [source](http://billstatus.ls.state.ms.us/documents/2026/html/SB/2700-2799/SB2712IN.htm)
2. **Amendment Report for Senate Bill No. 2712** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2026/pdf/ham/Amendment_Report_for_SB2712.pdf)
3. **As Passed the upper** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2026/html/SB/2700-2799/SB2712PS.htm)
4. **Committee Amendment No 1 (Adopted) (Voice Vote)** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2026/pdf/ham/SB2712_H_Cmte_Amend_01.pdf)
5. **Current version** (committee substitute) — [source](http://billstatus.ls.state.ms.us/documents/2026/html/SB/2700-2799/SB2712SG.htm)

## Votes

- Passage as Amended — **99–5** (pass) · lower
- Passage — **47–2** (pass) · upper
- Concurrence in Amendment From House — **46–1** (pass) · upper

## Sponsors

- Johnson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-19T06:00:00+00:00** Referred To Business and Financial Institutions `referral-committee`
- **2026-02-02T06:00:00+00:00** Title Suff Do Pass `committee-passage`
- **2026-02-12T06:00:00+00:00** Passed `passage`
- **2026-02-13T06:00:00+00:00** Transmitted To House `introduction`
- **2026-02-16T06:00:00+00:00** Referred To Judiciary A `referral-committee`
- **2026-03-03T06:00:00+00:00** Title Suff Do Pass As Amended `committee-passage`
- **2026-03-10T05:00:00+00:00** Amended `amendment-passage`
- **2026-03-10T05:00:00+00:00** Passed As Amended `passage`
- **2026-03-11T05:00:00+00:00** Returned For Concurrence
- **2026-03-13T05:00:00+00:00** Concurred in Amend From House
- **2026-03-18T05:00:00+00:00** Enrolled Bill Signed
- **2026-03-18T05:00:00+00:00** Enrolled Bill Signed
- **2026-03-25T05:00:00+00:00** Approved by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c54c9f41-b111-4b49-9f30-66cea5ab996a`. Confidence: reported (aggregated from official Mississippi legislature records).