---
type: "Bill"
title: "Establishing a duty of cooperation relating to insurance policies"
description: "Establishing a duty of cooperation relating to insurance policies"
jurisdiction: "us/states/mt"
legislature: "Montana Legislature"
session: "2023"
identifier: "SB 165"
citation: "Montana SB 165 (2023)"
classification: ["bill"]
subjects: ["Insurance"]
status: "enacted"
primary_sponsors: ["Barry Usher"]
version_count: 8
action_count: 46
vote_count: 6
first_action: "2022-09-20T14:18:47+00:00"
last_action: "2023-05-04T18:33:53+00:00"
source: "openstates"
source_identifier: "ocd-bill/991023bd-9947-4569-9f8d-e7aead35f181"
source_url: "https://bills.legmt.gov/#/bill/20231/LC0490"
source_hash: "4fb7f6d8a5cb3c33ba9c403aa4f0437d871119409eea7b2e9a1adcbf7b690e76"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mt"]
---

# Montana SB 165 (2023) — Establishing a duty of cooperation relating to insurance policies

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB0165.001.001_Amendments-in-Context_final-full (2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4731)
2. **SB0165.001.002_Amendments-in-Context_final-condensed.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4730)
3. **SB0165.001.002_Amendments-in-Context_final-full.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4729)
4. **SB0165001SCS12595.slc.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4715)
5. **SB0165001SCS17704.slc.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4716)
6. **SB0165_1.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4697)
7. **SB0165_2.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4698)
8. **SB0165_X.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=4699)

## Votes

- (H) Committee Executive Action--Bill Concurred — **18–1** (pass) · lower
- (S) Committee Executive Action--Bill Passed as Amended — **7–3** (pass) · upper
- (H) 2nd Reading Concurred — **83–15** (pass) · lower
- (H) 3rd Reading Concurred — **82–16** (pass) · lower
- (S) 3rd Reading Passed — **34–14** (pass) · upper
- (S) 2nd Reading Passed — **34–16** (pass) · upper

## Sponsors

- Barry Usher — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-05-04T18:33:53+00:00** Chapter Number Assigned `became-law`
- **2023-05-04T16:06:00+00:00** (S) Signed by Governor `executive-signature`
- **2023-05-01T15:00:00+00:00** (S) Transmitted to Governor `executive-receipt`
- **2023-04-29T19:00:00+00:00** (H) Signed by Speaker `passage`
- **2023-04-20T22:00:00+00:00** (S) Signed by President `passage`
- **2023-04-18T19:33:31+00:00** (C) Printed - Enrolled Version Available `enrolled`
- **2023-04-18T19:33:30+00:00** (S) Returned from Enrolling
- **2023-04-13T16:36:29+00:00** (S) Sent to Enrolling
- **2023-04-12T22:01:59+00:00** (H) Returned to Senate
- **2023-04-12T20:18:00+00:00** (H) 3rd Reading Concurred `passage, reading-3`
- **2023-04-12T14:00:00+00:00** (H) Scheduled for 3rd Reading `reading-3`
- **2023-04-07T14:38:00+00:00** (H) 2nd Reading Concurred `reading-2, reading-2`
- **2023-04-07T14:00:00+00:00** (H) Scheduled for 2nd Reading `reading-2`
- **2023-04-05T19:15:00+00:00** (H) Committee Report--Bill Concurred
- **2023-04-05T14:00:00+00:00** (H) Committee Executive Action--Bill Concurred
- **2023-04-04T14:00:00+00:00** (H) Hearing
- **2023-03-14T19:33:42+00:00** (H) First Reading `reading-1`
- **2023-03-14T00:53:49+00:00** (H) Referred to Committee `referral-committee`
- **2023-02-17T22:42:57+00:00** (S) Transmitted to House
- **2023-02-16T20:46:00+00:00** (S) 3rd Reading Passed `passage, reading-3`
- **2023-02-16T20:00:00+00:00** (S) Scheduled for 3rd Reading `reading-3`
- **2023-02-15T20:17:00+00:00** (S) 2nd Reading Passed `reading-2, reading-2`
- **2023-02-15T20:00:00+00:00** (S) Scheduled for 2nd Reading `reading-2`
- **2023-02-13T22:40:37+00:00** (C) Printed - New Version Available
- **2023-02-13T20:20:00+00:00** (S) Committee Report--Bill Passed as Amended `committee-passage`
- **2023-02-10T15:30:00+00:00** (S) Committee Executive Action--Bill Passed as Amended `committee-passage`
- **2023-02-02T18:25:56+00:00** (C) Amendments Available
- **2023-02-02T15:30:55+00:00** (S) Hearing
- **2023-01-13T20:14:41+00:00** (S) First Reading `reading-1`
- **2023-01-12T19:03:32+00:00** (S) Referred to Committee `referral-committee`
- **2023-01-12T17:59:29+00:00** (C) Introduced Bill Text Available Electronically
- **2023-01-12T00:28:20+00:00** (S) Introduced
- **2023-01-11T21:17:57+00:00** (C) Draft Delivered to Requester
- **2023-01-10T17:06:09+00:00** (C) Draft Ready for Delivery
- **2023-01-09T15:53:40+00:00** (C) Executive Director Final Review
- **2023-01-09T15:53:33+00:00** (C) Draft Ready for Delivery
- **2023-01-07T22:22:03+00:00** (C) Draft in Assembly
- **2023-01-07T20:03:40+00:00** (C) Executive Director Review
- **2023-01-04T15:14:34+00:00** (C) Bill Draft Text Available Electronically
- **2023-01-04T15:14:33+00:00** (C) Draft in Final Drafter Review
- **2023-01-03T20:05:48+00:00** (C) Draft in Input/Proofing
- **2022-12-29T22:13:51+00:00** (C) Draft to Drafter - Edit Review
- **2022-12-28T21:10:38+00:00** (C) Draft in Edit
- **2022-12-28T20:04:37+00:00** (C) Draft in Legal Review
- **2022-12-28T15:32:04+00:00** (C) Draft to Requester for Review
- **2022-09-20T14:18:47+00:00** (C) Draft Request Received `receipt`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/991023bd-9947-4569-9f8d-e7aead35f181`. Confidence: reported (aggregated from official Montana legislature records).