---
type: "Bill"
title: "Revise insurance laws relating to interest of a named insured and change of interest by transfer on death"
description: "Revise insurance laws relating to interest of a named insured and change of interest by transfer on death"
jurisdiction: "us/states/mt"
legislature: "Montana Legislature"
session: "2025"
identifier: "HB 464"
citation: "Montana HB 464 (2025)"
classification: ["bill"]
subjects: ["Insurance"]
status: "enacted"
primary_sponsors: ["Steve Fitzpatrick"]
version_count: 36
action_count: 39
vote_count: 8
first_action: "2024-12-08T02:39:10+00:00"
last_action: "2025-05-05T16:12:27+00:00"
source: "openstates"
source_identifier: "ocd-bill/22f27a02-d2a3-466c-8125-947ee8698aad"
source_url: "https://bills.legmt.gov/#/laws/bill/2/LC2361?open_tab=sum"
source_hash: "8cc858d54bdfb76d0ec9a0e5625393e070460d82868b3980de73f5d5ec2c46cb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-mt"]
---

# Montana HB 464 (2025) — Revise insurance laws relating to interest of a named insured and change of interest by transfer on death

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB0464.001.001_Amendments-in-Context_final-full(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=295072)
2. **HB0464.001.001_Amendments-in-Context_final-full.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=295062)
3. **HB0464_1(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=282041)
4. **HB0464_1(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=295451)
5. **HB0464_1(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296220)
6. **HB0464_1(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296221)
7. **HB0464_1(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296222)
8. **HB0464_1(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296223)
9. **HB0464_1.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=281331)
10. **HB0464_2(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296225)
11. **HB0464_2(10).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311222)
12. **HB0464_2(11).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311223)
13. **HB0464_2(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296226)
14. **HB0464_2(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296227)
15. **HB0464_2(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296239)
16. **HB0464_2(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296254)
17. **HB0464_2(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296255)
18. **HB0464_2(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296286)
19. **HB0464_2(8).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296287)
20. **HB0464_2(9).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=304164)
21. **HB0464_2.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=296224)
22. **HB0464_X(1).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311225)
23. **HB0464_X(10).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=321516)
24. **HB0464_X(11).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=324669)
25. **HB0464_X(12).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=326576)
26. **HB0464_X(13).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=327695)
27. **HB0464_X(2).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311226)
28. **HB0464_X(3).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311456)
29. **HB0464_X(4).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311457)
30. **HB0464_X(5).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311890)
31. **HB0464_X(6).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=317057)
32. **HB0464_X(7).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=320624)
33. **HB0464_X(8).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=321514)
34. **HB0464_X(9).pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=321515)
35. **HB0464_X.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=311224)
36. **LC2361.pdf** (committee substitute) — [source](https://api.legmt.gov/docs/v1/documents/getContent?documentId=280745)

## Votes

- Do Concur — **100–0** (pass) · lower
- Do Pass — **99–0** (pass) · lower
- Do Concur — **97–0** (pass) · lower
- Do Pass — **97–0** (pass) · lower
- Do Concur — **50–0** (pass) · upper
- do_pass — **20–0** (pass) · lower
- Do Concur — **50–0** (pass) · upper
- be_concurred_in_as_amended — **11–0** (pass) · upper

## Sponsors

- Steve Fitzpatrick — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-12-08T02:39:10+00:00** (LC) Drafter Assigned
- **2024-12-08T02:39:10+00:00** (LC) Draft On Hold
- **2025-02-06T03:16:27+00:00** (LC) Draft in Legal Review
- **2025-02-06T13:25:03+00:00** (LC) Draft in Edit
- **2025-02-11T15:08:28+00:00** (LC) Draft in Input/Proofing
- **2025-02-11T17:51:21+00:00** (LC) Draft in Final Drafter Review
- **2025-02-11T18:13:28+00:00** (LC) Draft in Assembly
- **2025-02-12T16:17:29+00:00** (LC) Draft Ready for Delivery
- **2025-02-12T19:09:47+00:00** (LC) Draft Delivered to Requester
- **2025-02-12T19:10:00+00:00** (H) Introduced
- **2025-02-13T18:06:53+00:00** (H) Referred to Committee - (H) Business and Labor `referral-committee`
- **2025-02-13T19:41:47+00:00** (H) First Reading `reading-1`
- **2025-02-14T19:11:06+00:00** (H) Hearing - (H) Business and Labor
- **2025-02-24T18:59:08+00:00** (H) Committee Executive Action--Bill Passed - (H) Business and Labor `committee-passage`
- **2025-02-24T22:02:52+00:00** (H) Committee Report--Bill Passed - (H) Business and Labor `committee-passage`
- **2025-02-27T22:09:00+00:00** (H) 2nd Reading Pass Consideration `reading-2`
- **2025-02-28T20:00:00+00:00** (H) Scheduled for 2nd Reading `reading-2`
- **2025-02-28T21:01:00+00:00** (H) 2nd Reading Passed `reading-2, reading-2`
- **2025-03-01T22:32:00+00:00** (H) 3rd Reading Passed `passage, reading-3`
- **2025-03-03T20:20:33+00:00** (S) First Reading `reading-1`
- **2025-03-05T00:41:00+00:00** (S) Referred to Committee - (S) Business, Labor and Economic Affairs `referral-committee`
- **2025-03-15T16:32:14+00:00** (S) Hearing - (S) Business, Labor and Economic Affairs
- **2025-03-19T17:59:20+00:00** (S) Committee Executive Action--Bill Concurred as Amended - (S) Business, Labor and Economic Affairs
- **2025-03-20T22:02:00+00:00** (S) Committee Report--Bill Concurred as Amended - (S) Business, Labor and Economic Affairs
- **2025-04-02T19:00:00+00:00** (S) Scheduled for 2nd Reading `reading-2`
- **2025-04-02T20:48:00+00:00** (S) 2nd Reading Concurred `reading-2, reading-2`
- **2025-04-03T19:00:00+00:00** (S) Scheduled for 3rd Reading `reading-3`
- **2025-04-03T19:35:00+00:00** (S) 3rd Reading Concurred `passage, reading-3`
- **2025-04-03T21:27:51+00:00** (S) Returned to House with Amendments
- **2025-04-14T19:00:00+00:00** (H) Scheduled for 2nd Reading `reading-2`
- **2025-04-14T20:32:00+00:00** (H) 2nd Reading Senate Amendments Concurred `amendment-amendment, amendment-passage, reading-2, reading-2`
- **2025-04-15T19:00:00+00:00** (H) Scheduled for 3rd Reading `reading-3`
- **2025-04-15T20:38:00+00:00** (H) 3rd Reading Passed as Amended by Senate `passage, passage, reading-3, reading-3`
- **2025-04-15T22:11:37+00:00** (H) Sent to Enrolling
- **2025-04-16T04:42:52+00:00** (H) Returned from Enrolling
- **2025-04-18T20:50:00+00:00** (H) Signed by Speaker `passage`
- **2025-04-22T13:30:24+00:00** (S) Signed by President `passage`
- **2025-05-01T21:14:29+00:00** (H) Signed by Governor `executive-signature`
- **2025-05-05T16:12:27+00:00** Chapter Number Assigned `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/22f27a02-d2a3-466c-8125-947ee8698aad`. Confidence: reported (aggregated from official Montana legislature records).