---
type: "Bill"
title: "Mortgage Amortization Charts."
description: "Mortgage Amortization Charts."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2001"
identifier: "SB 815"
citation: "North Carolina SB 815 (2001)"
classification: ["bill"]
subjects: ["CONSUMER PROTECTION", "DEBTOR & CREDITOR", "FINANCIAL INSTITUTIONS", "FINANCIAL SERVICES", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "RATIFIED", "SEN. BINGHAM", "CHAPTERED"]
status: "enacted"
primary_sponsors: []
version_count: 5
action_count: 18
vote_count: 2
first_action: "2001-04-02"
last_action: "2001-08-03"
source: "openstates"
source_identifier: "ocd-bill/f5516f46-6dbe-4b8a-a6f9-5ea896d63988"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2001&BillID=S815&votesToView=all"
source_hash: "e2f5af37b273b3ca9a93cea49a5f233b494a29e704c62ad334e1577414b9346f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 815 (2001) — Mortgage Amortization Charts.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S815v1.pdf)
2. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S815v2.pdf)
3. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S815v3.pdf)
4. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S815v4.pdf)
5. **SL 2001-340** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S815v5.pdf)

## Votes

- Motion 8\To Concur — **41–0** (pass) · upper
- Second Reading — **113–0** (pass) · lower

## Sponsors

- Bingham — cosponsor (person)
- Carrington — cosponsor (person)
- Forrester — cosponsor (person)
- Garwood — cosponsor (person)
- Hartsell — cosponsor (person)
- Kinnaird — cosponsor (person)
- Webster — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2001-08-03** Ch. SL 2001-340 `became-law`
- **2001-08-03** Signed By Gov. 8/3/2001 `executive-signature`
- **2001-07-25** Pres. To Gov. 7/25/2001 `executive-receipt`
- **2001-07-24** Ratified
- **2001-07-23** Concurred In H/com Sub `amendment-passage`
- **2001-07-19** Placed On Cal For 7/23/2001
- **2001-07-19** Rec To Concur H Com Sub
- **2001-07-18** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2001-07-17** Placed On Cal For 7/18/2001
- **2001-07-12** Cal Pursuant Rule 36(b)
- **2001-07-12** Reptd Fav Com Substitute `committee-passage-favorable`
- **2001-04-30** Ref To Com On Financial Institutions `referral-committee`
- **2001-04-30** Rec From Senate
- **2001-04-26** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2001-04-25** Com Substitute Adopted
- **2001-04-25** Reptd Fav Com Substitute `committee-passage-favorable`
- **2001-04-03** Ref To Com On Commerce `referral-committee`
- **2001-04-02** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f5516f46-6dbe-4b8a-a6f9-5ea896d63988`. Confidence: reported (aggregated from official North Carolina legislature records).