---
type: "Bill"
title: "Revise the Banking Laws of North Carolina."
description: "Revise the Banking Laws of North Carolina."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2003"
identifier: "SB 676"
citation: "North Carolina SB 676 (2003)"
classification: ["bill"]
subjects: ["ADMINISTRATIVE RULES", "BANKING COMN.", "BANKS", "COMMERCE", "COMMISSIONS", "CORPORATIONS", "FOR-PROFIT", "DEFINITIONS", "FEES", "FINANCIAL INSTITUTIONS", "FINANCIAL SERVICES", "FISCAL NOTES", "GENERAL ASSEMBLY", "INVESTMENTS", "LEGISLATIVE RESEARCH COMN.", "LICENSES & PERMITS", "PRESENTED", "PUBLIC", "RATIFIED", "STUDIES", "SEN. HOYLE", "CHAPTERED"]
status: "enacted"
primary_sponsors: []
version_count: 7
action_count: 41
vote_count: 2
first_action: "2003-04-01"
last_action: "2004-08-02"
source: "openstates"
source_identifier: "ocd-bill/21757946-8d10-4919-9a0f-93171b872d2d"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2003&BillID=S676&votesToView=all"
source_hash: "1641e74d0a74b597c3cbb64957a23b1bdeb652851217c66bc5307bebe9e085a6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 676 (2003) — Revise the Banking Laws of North Carolina.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S676v0.pdf)
2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S676v1.pdf)
3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S676v2.pdf)
4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S676v3.pdf)
5. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S676v4.pdf)
6. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S676v5.pdf)
7. **SL 2004-171** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S676v6.pdf)

## Votes

- C Rpt Adopt — **115–0** (pass) · lower
- Conference Rpt\Motion 7\To Adopt — **40–1** (pass) · upper

## Sponsors

- Hoyle — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2004-08-02** Ch. SL 2004-171 `became-law`
- **2004-08-02** Signed By Gov. 8/2/2004 `executive-signature`
- **2004-07-15** Pres. To Gov. 7/14/2004 `executive-receipt`
- **2004-07-14** Ratified
- **2004-07-13** Conf Report Adopted
- **2004-07-12** Placed On Cal For 7/13/2004
- **2004-07-12** Conf Com Reported
- **2004-07-09** Conf Report Adopted
- **2004-07-09** Placed On Cal For 7/9/2004
- **2004-07-09** Conf Com Reported
- **2004-06-09** Conf Com Appointed
- **2004-06-03** Conf Com Appointed
- **2004-06-03** Failed Concur In Com Sub
- **2004-06-02** Placed On Cal For 6/3/2004
- **2004-06-02** Withdrawn From Comm
- **2003-07-20** Ref To Com On Finance `referral-committee`
- **2003-07-20** Rec To Concur H Com Sub
- **2003-07-19** Passed 3rd Reading `passage, reading-3`
- **2003-07-19** Amend Adopted #2 `amendment-passage`
- **2003-07-19** Amend Adopted #1 `amendment-passage`
- **2003-07-19** Reptd Fav As Amended `committee-passage-favorable`
- **2003-07-19** Re-ref Com On Rules, Calendar, and Operations of the House `referral-committee`
- **2003-07-19** Withdrawn From Cal
- **2003-07-18** Postponed To 7/19/2003
- **2003-07-17** Postponed To 7/18/2003
- **2003-07-16** Postponed To 7/17/2003
- **2003-07-15** Passed 2nd Reading `reading-2`
- **2003-07-14** Placed On Cal For 7/15/2003
- **2003-07-10** Cal Pursuant Rule 36(b)
- **2003-07-10** Reptd Fav Com Substitute `committee-passage-favorable`
- **2003-06-04** Re-ref Com On Finance `referral-committee`
- **2003-06-04** Reptd Fav `committee-passage-favorable`
- **2003-05-19** Ref to the Com on Financial Institutions and, if favorable, to the Com on Finance `referral-committee`
- **2003-05-19** Rec From Senate
- **2003-05-14** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2003-05-13** Com Substitute Adopted
- **2003-05-13** Reptd Fav Com Substitute `committee-passage-favorable`
- **2003-04-15** Re-ref Com On Finance `referral-committee`
- **2003-04-15** Reptd Fav `committee-passage-favorable`
- **2003-04-02** Ref To Com On Commerce `referral-committee`
- **2003-04-01** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/21757946-8d10-4919-9a0f-93171b872d2d`. Confidence: reported (aggregated from official North Carolina legislature records).