---
type: "Bill"
title: "Credit Scoring Limitation."
description: "Credit Scoring Limitation."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2003"
identifier: "SB 771"
citation: "North Carolina SB 771 (2003)"
classification: ["bill"]
subjects: ["BOARDS", "COMMERCE", "CONSUMER PROTECTION", "INSURANCE", "INSURANCE DEPT.", "INSURANCE", "MOTOR VEHICLE", "INSURANCE", "PROPERTY", "MOTOR VEHICLES", "PRESENTED", "PROPERTY", "PUBLIC", "RATIFIED", "REAL ESTATE", "REINSURANCE FACILITY BOARD", "SEN. THOMAS", "CHAPTERED"]
status: "enacted"
primary_sponsors: []
version_count: 6
action_count: 19
vote_count: 2
first_action: "2003-04-02"
last_action: "2003-06-23"
source: "openstates"
source_identifier: "ocd-bill/1daab689-8fb5-419b-9177-f4c52931fd37"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2003&BillID=S771&votesToView=all"
source_hash: "f2576526628b14909ad323da6e9e15b30d1d326aaaf05ce29e0cb42b6e477a97"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 771 (2003) — Credit Scoring Limitation.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S771v0.pdf)
2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S771v1.pdf)
3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S771v2.pdf)
4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S771v3.pdf)
5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S771v4.pdf)
6. **SL 2003-216** (committee substitute) — [source](http://www.ncleg.net/Sessions/2003/Bills/Senate/PDF/S771v5.pdf)

## Votes

- Second Reading — **106–0** (pass) · lower
- Motion 8\To Concur — **45–0** (pass) · upper

## Sponsors

- Thomas — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2003-06-23** Ch. SL 2003-216 `became-law`
- **2003-06-23** Signed By Gov. 6/19/2003 `executive-signature`
- **2003-06-11** Pres. To Gov. 6/10/2003 `executive-receipt`
- **2003-06-09** Ratified
- **2003-06-05** Concurred In H/com Sub `amendment-passage`
- **2003-06-04** Placed On Cal For 6/5/2003
- **2003-06-04** Rec To Concur H Com Sub
- **2003-06-03** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2003-06-02** Postponed To 6/3/2003
- **2003-05-29** Placed On Cal For 6/2/2003
- **2003-05-28** Cal Pursuant Rule 36(b)
- **2003-05-28** Reptd Fav Com Substitute `committee-passage-favorable`
- **2003-04-29** Ref To Com On Insurance `referral-committee`
- **2003-04-29** Rec From Senate
- **2003-04-24** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2003-04-23** Com Substitute Adopted
- **2003-04-23** Reptd Fav Com Substitute `committee-passage-favorable`
- **2003-04-03** Ref To Com On Commerce `referral-committee`
- **2003-04-02** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1daab689-8fb5-419b-9177-f4c52931fd37`. Confidence: reported (aggregated from official North Carolina legislature records).