---
type: "Bill"
title: "Revise Mortgage Lending Act."
description: "Revise Mortgage Lending Act."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2005"
identifier: "HB 237"
citation: "North Carolina HB 237 (2005)"
classification: ["bill"]
subjects: ["BANKING COMN.", "BANKS", "COMMISSIONS", "CONSTRUCTION", "CONTRACTS", "EMPLOYMENT", "FINANCIAL INSTITUTIONS", "FINANCIAL SERVICES", "HOUSING", "INFRASTRUCTURE", "LICENSING & CERTIFICATION", "LOANS", "MINORITIES", "MORTGAGES", "OCCUPATIONS", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "REPORTING", "ROADS & HIGHWAYS", "TITLE CHANGE", "TRANSPORTATION", "TRANSPORTATION DEPT.", "WOMEN", "REP. COATES", "REP. SAUNDERS", "CHAPTERED"]
status: "enacted"
primary_sponsors: ["Coates"]
version_count: 6
action_count: 23
vote_count: 2
first_action: "2005-02-15"
last_action: "2005-08-25"
source: "openstates"
source_identifier: "ocd-bill/94fe1364-f6f4-45dd-907f-dd63b28f074f"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2005&BillID=H237&votesToView=all"
source_hash: "ce63d306212e995d11498a65c9521ac17895b4e154643a1f4075563067dea6eb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina HB 237 (2005) — Revise Mortgage Lending Act.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H237v0.pdf)
2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H237v1.pdf)
3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H237v2.pdf)
4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H237v3.pdf)
5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H237v4.pdf)
6. **SL2005-316** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H237v5.pdf)

## Votes

- Third Reading — **48–0** (pass) · upper
- Second Reading — **49–0** (pass) · upper

## Sponsors

- Coates — primary (person)
- Alexander — cosponsor (person)
- B. Allen — cosponsor (person)
- Bordsen — cosponsor (person)
- Carney — cosponsor (person)
- Coleman — cosponsor (person)
- Culp — cosponsor (person)
- Faison — cosponsor (person)
- Farmer-Butterfield — cosponsor (person)
- Fisher — cosponsor (person)
- Hackney — cosponsor (person)
- Jones — cosponsor (person)
- Lucas — cosponsor (person)
- Luebke — cosponsor (person)
- McLawhorn — cosponsor (person)
- Saunders — cosponsor (person)
- Wainwright — cosponsor (person)
- Warren — cosponsor (person)
- Wilkins — cosponsor (person)
- Wray — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2005-08-25** Ch. SL 2005-316 `became-law`
- **2005-08-25** Signed By Gov. 8/25/2005 `executive-signature`
- **2005-08-18** Pres. To Gov. 8/17/2005 `executive-receipt`
- **2005-08-16** Ratified
- **2005-08-13** Passed 3rd Reading `passage, reading-3`
- **2005-08-12** Passed 2nd Reading `reading-2`
- **2005-08-12** Placed On Cal For 8/12/2005
- **2005-08-12** Reptd Fav `committee-passage-favorable`
- **2005-08-11** Ref To Com On Commerce `referral-committee`
- **2005-08-11** Rec From House
- **2005-08-11** Passed 3rd Reading `passage, reading-3`
- **2005-08-04** Passed 2nd Reading `reading-2`
- **2005-08-03** Placed On Cal For 8/4/2005
- **2005-07-28** Cal Pursuant Rule 36(b)
- **2005-07-28** Reptd Fav Com Sub No. 2 `committee-passage-favorable`
- **2005-07-06** Re-ref Com On Finance `referral-committee`
- **2005-07-06** Reptd Fav Com Substitute `committee-passage-favorable`
- **2005-06-21** Re-ref Com On Financial Institutions `referral-committee`
- **2005-06-21** Withdrawn From Comm
- **2005-06-01** Re-ref Com On Transportation `referral-committee`
- **2005-06-01** Reptd Without Prejudice
- **2005-02-16** Ref to the Com on State Government and, if favorable, to the Com on Transportation `referral-committee`
- **2005-02-15** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/94fe1364-f6f4-45dd-907f-dd63b28f074f`. Confidence: reported (aggregated from official North Carolina legislature records).