---
type: "Bill"
title: "Increase Mortgage Lending Fees."
description: "Increase Mortgage Lending Fees."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2005"
identifier: "SB 2043"
citation: "North Carolina SB 2043 (2005)"
classification: ["bill"]
subjects: ["BANKING COMN.", "BANKS", "COMMERCE", "COMMISSIONS", "CORPORATIONS", "FOR-PROFIT", "FEES", "FINANCIAL INSTITUTIONS", "FINANCIAL SERVICES", "FISCAL NOTES", "HOUSING", "LICENSES & PERMITS", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "SEN. RAND", "CHAPTERED"]
status: "enacted"
primary_sponsors: []
version_count: 6
action_count: 22
vote_count: 2
first_action: "2006-05-25"
last_action: "2006-08-13"
source: "openstates"
source_identifier: "ocd-bill/25526b46-4103-433b-8cb9-264ada39daa6"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2005&BillID=S2043&votesToView=all"
source_hash: "ad312ebdb3ec74620d17cd184086d5d56b8d675b0c061b86624ebd35fbbc2044"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 2043 (2005) — Increase Mortgage Lending Fees.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S2043v0.pdf)
2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S2043v1.pdf)
3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S2043v2.pdf)
4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S2043v3.pdf)
5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S2043v4.pdf)
6. **SL2006-239** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S2043v5.pdf)

## Votes

- Third Reading — **93–13** (pass) · lower
- Second Reading — **96–11** (pass) · lower

## Sponsors

- Rand — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2006-08-13** Ch. SL 2006-239 `became-law`
- **2006-08-13** Signed By Gov. 8/13/2006 `executive-signature`
- **2006-07-20** Pres. To Gov. 7/20/2006 `executive-receipt`
- **2006-07-20** Ratified
- **2006-07-19** Passed 3rd Reading `passage, reading-3`
- **2006-07-13** Passed 2nd Reading `reading-2`
- **2006-07-11** Placed On Cal For 7/12/2006
- **2006-07-11** Cal Pursuant Rule 36(b)
- **2006-07-11** Reptd Fav `committee-passage-favorable`
- **2006-06-30** Ref To Com On Finance `referral-committee`
- **2006-06-30** Rec From Senate
- **2006-06-29** Engrossed
- **2006-06-29** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2006-06-29** Amend Adopted #1 `amendment-passage`
- **2006-06-27** Placed On Cal For 6/29/2006
- **2006-06-27** Withdrawn From Cal
- **2006-06-26** Placed On Cal For 6/27/2006
- **2006-06-26** Withdrawn From Cal
- **2006-06-22** Com Substitute Adopted
- **2006-06-22** Reptd Fav Com Substitute `committee-passage-favorable`
- **2006-05-26** Ref To Com On Finance `referral-committee`
- **2006-05-25** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/25526b46-4103-433b-8cb9-264ada39daa6`. Confidence: reported (aggregated from official North Carolina legislature records).