---
type: "Bill"
title: "Earlier Notification of Mortgage Servicer Fee."
description: "Earlier Notification of Mortgage Servicer Fee."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2007"
identifier: "HB 2188"
citation: "North Carolina HB 2188 (2007)"
classification: ["bill"]
subjects: ["COMMERCE", "CONSUMER PROTECTION", "FEES", "FINANCIAL SERVICES", "HOUSING", "LOANS", "MORTGAGES", "NOTIFICATION", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "TITLE CHANGE", "REP. CHURCH", "CHAPTERED", "REP. BLUE"]
status: "enacted"
primary_sponsors: ["Blue"]
version_count: 6
action_count: 21
vote_count: 2
first_action: "2008-05-15"
last_action: "2008-08-17"
source: "openstates"
source_identifier: "ocd-bill/ef33b64d-b568-475c-a639-ae51882bf8d1"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2007&BillID=H2188&votesToView=all"
source_hash: "2dfdce68a6e2cf96de0dc1dbc480c98a2dced27f2e8476128a2adb76bd189884"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina HB 2188 (2007) — Earlier Notification of Mortgage Servicer Fee.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H2188v0.pdf)
2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H2188v1.pdf)
3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H2188v2.pdf)
4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H2188v3.pdf)
5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H2188v4.pdf)
6. **SL2008-227** (committee substitute) — [source](http://www.ncleg.net/Sessions/2007/Bills/House/PDF/H2188v5.pdf)

## Votes

- Third Reading — **48–0** (pass) · upper
- M11 Concur — **117–0** (pass) · lower

## Sponsors

- Blue — primary (person)
- Bell — cosponsor (person)
- Carney — cosponsor (person)
- Church — cosponsor (person)
- Coates — cosponsor (person)
- Cotham — cosponsor (person)
- Dickson — cosponsor (person)
- Faison — cosponsor (person)
- Farmer-Butterfield — cosponsor (person)
- Glazier — cosponsor (person)
- Hall — cosponsor (person)
- Harrison — cosponsor (person)
- Hill — cosponsor (person)
- Insko — cosponsor (person)
- Luebke — cosponsor (person)
- M. Alexander — cosponsor (person)
- Pierce — cosponsor (person)
- Wainwright — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2008-08-17** Ch. SL 2008-227 `became-law`
- **2008-08-17** Signed By Gov. 8/17/2008 `executive-signature`
- **2008-07-10** Pres. To Gov. 7/10/2008 `executive-receipt`
- **2008-07-10** Ratified
- **2008-07-09** Concurred In S/Com Sub `amendment-passage`
- **2008-07-08** Placed On Cal For 7/9/2008
- **2008-07-08** Cal Pursuant Rule 36(b)
- **2008-07-08** Rec To Concur S Com Sub
- **2008-07-08** Passed 3rd Reading `passage, reading-3`
- **2008-07-07** Passed 2nd Reading `reading-2`
- **2008-07-03** Com Substitute Adopted
- **2008-07-03** Reptd Fav Com Substitute `committee-passage-favorable`
- **2008-06-25** Ref To Com On Judiciary I (Civil) `referral-committee`
- **2008-06-25** Rec From House
- **2008-06-24** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2008-06-23** Placed On Cal For 6/24/2008
- **2008-06-23** Cal Pursuant Rule 36(b)
- **2008-06-23** Reptd Fav Com Substitute `committee-passage-favorable`
- **2008-05-19** Ref To Com On Judiciary II `referral-committee`
- **2008-05-19** Passed 1st Reading `reading-1`
- **2008-05-15** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ef33b64d-b568-475c-a639-ae51882bf8d1`. Confidence: reported (aggregated from official North Carolina legislature records).