---
type: "Bill"
title: "S.A.F.E. Mortgage Licensing Act."
description: "S.A.F.E. Mortgage Licensing Act."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2009"
identifier: "HB 1523"
citation: "North Carolina HB 1523 (2009)"
classification: ["bill"]
subjects: ["BANKING COMN.", "BANKS", "COMMERCE", "COMMISSIONS", "CONSUMER PROTECTION", "EMPLOYMENT", "FEES", "FINANCIAL INSTITUTIONS", "FINANCIAL SERVICES", "FISCAL NOTES", "HOUSING", "LICENSES & PERMITS", "LICENSING & CERTIFICATION", "LOANS", "MORTGAGES", "OCCUPATIONS", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "SURETY & FIDELITY", "CHAPTERED", "REP. BLUE"]
status: "enacted"
primary_sponsors: []
version_count: 8
action_count: 41
vote_count: 2
first_action: "2009-04-16"
last_action: "2009-07-31"
source: "openstates"
source_identifier: "ocd-bill/9c3d88be-494c-4bbc-8c3c-814a7e42abf0"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2009&BillID=H1523&votesToView=all"
source_hash: "d5a5a99b5d5c9b87f105cc884d33cc1b7a0fb293d163519722df429ef5434a0a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina HB 1523 (2009) — S.A.F.E. Mortgage Licensing Act.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1523v0.pdf)
2. **A1: ARB-14-V-2** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2009/1176/0/H1523-ARB-14-V-2)
3. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1523v1.pdf)
4. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1523v2.pdf)
5. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1523v3.pdf)
6. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1523v4.pdf)
7. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1523v5.pdf)
8. **SL2009-374** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1523v6.pdf)

## Votes

- Conference Rpt\Motion 7\To Adopt — **46–0** (pass) · upper
- C Rpt Adopt — **92–20** (pass) · lower

## Sponsors

- Blue — cosponsor (person)
- E. Floyd — cosponsor (person)
- Faison — cosponsor (person)
- Hughes — cosponsor (person)
- Lucas — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2009-07-31** Ch. SL 2009-374 `became-law`
- **2009-07-31** Signed By Gov. 7/31/2009 `executive-signature`
- **2009-07-22** Pres. To Gov. 7/22/2009 `executive-receipt`
- **2009-07-22** Ratified
- **2009-07-21** Conf Report Adopted
- **2009-07-20** Placed On Cal For 7/21/2009
- **2009-07-20** Conf Com Reported
- **2009-07-16** Conf Report Adopted
- **2009-07-16** Cal For Immediate Consid
- **2009-07-16** Conf Com Reported
- **2009-07-14** Conf Com Appointed
- **2009-07-09** Conf Com Appointed
- **2009-07-09** Failed concur in S/Com Sub
- **2009-07-07** Postponed To 7/9/2009
- **2009-07-01** Postponed To 7/7/2009
- **2009-06-30** Placed On Cal For 7/1/2009
- **2009-06-30** Cal Pursuant Rule 36(b)
- **2009-06-30** Withdrawn From Com
- **2009-06-23** Ref To Com On Financial Institutions `referral-committee`
- **2009-06-23** Rec To Concur S Com Sub
- **2009-06-18** Passed 3rd Reading `passage, reading-3`
- **2009-06-17** Passed 2nd Reading `reading-2`
- **2009-06-11** Placed On Cal For 6/17/2009
- **2009-06-11** Withdrawn From Cal
- **2009-06-10** Com Amend Adopted #1 `amendment-passage`
- **2009-06-10** Reptd Fav As Amended `committee-passage-favorable`
- **2009-06-03** Re-ref Com On Finance `referral-committee`
- **2009-06-03** Com Substitute Adopted
- **2009-06-03** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-05-20** Ref to Commerce. If fav, re-ref to Finance `referral-committee`
- **2009-05-12** Rec From House
- **2009-05-11** Passed 3rd Reading `passage, reading-3`
- **2009-05-07** Passed 2nd Reading `reading-2`
- **2009-05-06** Placed On Cal For 5/7/2009
- **2009-05-06** Cal Pursuant Rule 36(b)
- **2009-05-06** Reptd Fav `committee-passage-favorable`
- **2009-04-30** Re-ref Com On Finance `referral-committee`
- **2009-04-30** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-04-20** Ref to the Com on Financial Institutions, if favorable, Finance `referral-committee`
- **2009-04-20** Passed 1st Reading `reading-1`
- **2009-04-16** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9c3d88be-494c-4bbc-8c3c-814a7e42abf0`. Confidence: reported (aggregated from official North Carolina legislature records).