---
type: "Bill"
title: "Homeowner and Homebuyer Protection Act."
description: "Homeowner and Homebuyer Protection Act."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2009"
identifier: "SB 1015"
citation: "North Carolina SB 1015 (2009)"
classification: ["bill"]
subjects: ["COMMERCE", "CONSUMER PROTECTION", "DEBTOR & CREDITOR", "FINANCIAL SERVICES", "FORECLOSURES", "HOUSING", "LOANS", "MORTGAGES", "PRESENTED", "PROPERTY", "PUBLIC", "RATIFIED", "REAL ESTATE", "CHAPTERED", "SEN. STEIN"]
status: "enacted"
primary_sponsors: []
version_count: 13
action_count: 32
vote_count: 2
first_action: "2009-03-25"
last_action: "2010-08-02"
source: "openstates"
source_identifier: "ocd-bill/eac2b280-f2af-4a2b-b5bd-c94a4cf8a64c"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2009&BillID=S1015&votesToView=all"
source_hash: "035c12e6eb465ff24118fba1bf63e2b63dd3d8d26b3d4f163c368ac3006d7676"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 1015 (2009) — Homeowner and Homebuyer Protection Act.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v0.pdf)
2. **A1: AST-25-V-1** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2009/2414/0/S1015-AST-25-V-1)
3. **A2: ARO-65-V-2** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2009/2418/0/S1015-ARO-65-V-2)
4. **A3: ARO-68-V-2** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2009/2419/0/S1015-ARO-68-V-2)
5. **A4: ARO-69-V-1** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2009/2420/0/S1015-ARO-69-V-1)
6. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v1.pdf)
7. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v2.pdf)
8. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v3.pdf)
9. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v4.pdf)
10. **Edition 5** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v5.pdf)
11. **Edition 6** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v6.pdf)
12. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v7.pdf)
13. **SL2010-164** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S1015v8.pdf)

## Votes

- Motion 8\To Concur — **32–16** (pass) · upper
- Third Reading — **89–26** (pass) · lower

## Sponsors

- Berger of Franklin — cosponsor (person)
- Davis — cosponsor (person)
- Dorsett — cosponsor (person)
- Queen — cosponsor (person)
- Stein — cosponsor (person)
- Stevens — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2010-08-02** Ch. SL 2010-164 `became-law`
- **2010-08-02** Signed By Gov. 8/2/2010 `executive-signature`
- **2010-07-08** Pres. To Gov. 7/8/2010 `executive-receipt`
- **2010-07-08** Ratified
- **2010-07-07** Concurred In H/com Sub `amendment-passage`
- **2010-07-06** Placed On Cal For 7/7/2010
- **2010-07-06** Rec To Concur H Com Sub
- **2010-07-06** Rec From House
- **2010-07-06** Passed 3rd Reading `passage, reading-3`
- **2010-07-06** Amend Adopted 4 `amendment-passage`
- **2010-07-06** Amend Adopted 3 `amendment-passage`
- **2010-07-01** Passed 2nd Reading `reading-2`
- **2010-07-01** Amendment Withdrawn 2 `amendment-withdrawal`
- **2010-07-01** Reconsidered Adoption
- **2010-07-01** Amend Adopted 2 `amendment-passage`
- **2010-07-01** Amend Failed 1 `amendment-failure`
- **2010-06-30** Placed On Cal For 7/1/2010
- **2010-06-30** Cal Pursuant Rule 36(b)
- **2010-06-30** Withdrawn From Com
- **2010-06-29** Re-ref Com On Finance `referral-committee`
- **2010-06-29** Pursuant Rule 38(b)
- **2010-06-29** Reptd Fav Com Sub 2 `committee-passage-favorable`
- **2010-06-02** Re-ref Com On Judiciary II `referral-committee`
- **2010-06-02** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-05-18** Ref to the Com on Financial Institutions, if favorable, Judiciary II `referral-committee`
- **2009-05-18** Passed 1st Reading `reading-1`
- **2009-05-13** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2009-05-13** Amend Adopted #1 `amendment-passage`
- **2009-05-12** Com Substitute Adopted
- **2009-05-12** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-03-26** Ref To Com On Judiciary I `referral-committee`
- **2009-03-25** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/eac2b280-f2af-4a2b-b5bd-c94a4cf8a64c`. Confidence: reported (aggregated from official North Carolina legislature records).