---
type: "Bill"
title: "Consumer Economic Protection Act of 2009."
description: "Consumer Economic Protection Act of 2009."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2009"
identifier: "SB 974"
citation: "North Carolina SB 974 (2009)"
classification: ["bill"]
subjects: ["ATTORNEY GENERAL", "COMMERCE", "CONSUMER PROTECTION", "COUNCIL OF STATE", "COURT CLERKS", "COURTS", "DEBTOR & CREDITOR", "FINANCIAL SERVICES", "FORECLOSURES", "HOUSING", "JUSTICE DEPT.", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "PUBLIC OFFICIALS", "RATIFIED", "REAL ESTATE", "SEN. RAND", "CHAPTERED"]
status: "enacted"
primary_sponsors: []
version_count: 6
action_count: 23
vote_count: 2
first_action: "2009-03-25"
last_action: "2009-09-09"
source: "openstates"
source_identifier: "ocd-bill/5a14ecaa-fc99-49e4-8d0d-54b95384db37"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2009&BillID=S974&votesToView=all"
source_hash: "4220db1050c0b85e299d2df600cf2d20e27e535423a6bc8dcc05f36153687de9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 974 (2009) — Consumer Economic Protection Act of 2009.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S974v0.pdf)
2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S974v1.pdf)
3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S974v2.pdf)
4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S974v3.pdf)
5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S974v4.pdf)
6. **SL2009-573** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S974v5.pdf)

## Votes

- A2 Stam\Third Reading — **53–59** (fail) · lower
- Motion 8\To Concur — **36–0** (pass) · upper

## Sponsors

- Rand — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2009-09-09** Ch. SL 2009-573 `became-law`
- **2009-09-09** Signed By Gov. 9/9/2009 `executive-signature`
- **2009-08-07** Pres. To Gov. 8/7/2009 `executive-receipt`
- **2009-08-07** Ratified
- **2009-08-06** Concurred In H/com Sub `amendment-passage`
- **2009-08-05** Placed On Cal For 8/6/2009
- **2009-08-05** Rec To Concur H Com Sub
- **2009-08-05** Passed 3rd Reading `passage, reading-3`
- **2009-08-05** Amend Failed 2 `amendment-failure`
- **2009-08-05** Amend Failed 1 `amendment-failure`
- **2009-08-04** Passed 2nd Reading `reading-2`
- **2009-08-03** Placed On Cal For 8/4/2009
- **2009-08-03** Cal Pursuant Rule 36(b)
- **2009-08-03** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-06-25** Re-ref Com On Judiciary I `referral-committee`
- **2009-06-25** Withdrawn From Com
- **2009-05-18** Ref to the Com on Finance, if favorable, Judiciary I `referral-committee`
- **2009-05-18** Passed 1st Reading `reading-1`
- **2009-05-13** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2009-05-12** Com Substitute Adopted
- **2009-05-12** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-03-26** Ref To Com On Commerce `referral-committee`
- **2009-03-25** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5a14ecaa-fc99-49e4-8d0d-54b95384db37`. Confidence: reported (aggregated from official North Carolina legislature records).