---
type: "Bill"
title: "Mortgage Guaranty Insurance Revisions."
description: "Mortgage Guaranty Insurance Revisions."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2009"
identifier: "SB 981"
citation: "North Carolina SB 981 (2009)"
classification: ["bill"]
subjects: ["COUNCIL OF STATE", "FINANCIAL SERVICES", "HOUSING", "INSURANCE", "INSURANCE DEPT.", "INSURANCE", "GUARANTY", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "PUBLIC OFFICIALS", "RATIFIED", "REAL ESTATE", "TITLE CHANGE", "CHAPTERED", "SEN. JENKINS", "INSURANCE COMMISSIONER"]
status: "enacted"
primary_sponsors: []
version_count: 9
action_count: 23
vote_count: 2
first_action: "2009-03-25"
last_action: "2009-07-06"
source: "openstates"
source_identifier: "ocd-bill/5926e1bd-8520-4586-b2a9-46449be3f3e7"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2009&BillID=S981&votesToView=all"
source_hash: "ac2696871aa0857dc0c38cc57b168615f81aae288e6287bc9c85d39eaf3f76d8"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 981 (2009) — Mortgage Guaranty Insurance Revisions.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S981v0.pdf)
2. **A1: ARN-12-V-1** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2009/2366/0/S981-ARN-12-V-1)
3. **A2: ARN-13-V-2** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2009/2367/0/S981-ARN-13-V-2)
4. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S981v1.pdf)
5. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S981v2.pdf)
6. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S981v3.pdf)
7. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S981v4.pdf)
8. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S981v5.pdf)
9. **SL2009-254** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/Senate/PDF/S981v6.pdf)

## Votes

- Motion 8\To Concur — **48–0** (pass) · upper
- Third Reading — **97–16** (pass) · lower

## Sponsors

- Jenkins — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2009-07-06** Ch. SL 2009-254 `became-law`
- **2009-07-06** Signed By Gov. 7/6/2009 `executive-signature`
- **2009-07-01** Pres. To Gov. 7/1/2009 `executive-receipt`
- **2009-07-01** Ratified
- **2009-06-30** Concurred In H/com Sub `amendment-passage`
- **2009-06-29** Placed On Cal For 6/30/2009
- **2009-06-29** Rec To Concur H Com Sub
- **2009-06-25** Passed 3rd Reading `passage, reading-3`
- **2009-06-25** Amend Adopted 2 `amendment-passage`
- **2009-06-24** Passed 2nd Reading `reading-2`
- **2009-06-24** Amend Adopted 1 `amendment-passage`
- **2009-06-23** Placed On Cal For 6/24/2009
- **2009-06-23** Cal Pursuant Rule 36(b)
- **2009-06-23** Reptd Fav `committee-passage-favorable`
- **2009-06-17** Re-ref Com On Insurance `referral-committee`
- **2009-06-17** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-05-11** Ref to the Com on Financial Institutions, if favorable, Insurance `referral-committee`
- **2009-05-11** Passed 1st Reading `reading-1`
- **2009-05-06** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
- **2009-05-05** Com Substitute Adopted
- **2009-05-05** Reptd Fav Com Substitute `committee-passage-favorable`
- **2009-03-26** Ref To Com On Commerce `referral-committee`
- **2009-03-25** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5926e1bd-8520-4586-b2a9-46449be3f3e7`. Confidence: reported (aggregated from official North Carolina legislature records).