---
type: "Bill"
title: "Amend Predatory Lending Law."
description: "Amend Predatory Lending Law."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2013"
identifier: "HB 692"
citation: "North Carolina HB 692 (2013)"
classification: ["bill"]
subjects: ["DEBTOR & CREDITOR", "FINANCIAL SERVICES", "HOUSING", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "CHAPTERED"]
status: "enacted"
primary_sponsors: ["Dockham", "Hanes", "Szoka"]
version_count: 10
action_count: 34
vote_count: 2
first_action: "2013-04-09"
last_action: "2013-08-23"
source: "openstates"
source_identifier: "ocd-bill/4d0ec8be-40c2-4901-b12a-e79ba5948be6"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2013&BillID=H692&votesToView=all"
source_hash: "d585616f0f91a14248565e0f701434067d8f04fc8f3bef9b74fcfc5610c685aa"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina HB 692 (2013) — Amend Predatory Lending Law.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v0.pdf)
2. **A1: ARO-16-V-4** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2013/4886/0/H692-ARO-16-V-4)
3. **A1: ARO-48-V-1** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2013/7040/0/H692-ARO-48-V-1)
4. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v1.pdf)
5. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v2.pdf)
6. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v3.pdf)
7. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v4.pdf)
8. **Edition 5** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v5.pdf)
9. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v6.pdf)
10. **SL2013-399** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/House/PDF/H692v7.pdf)

## Votes

- Second Reading — **43–0** (pass) · upper
- M11 Concur — **106–6** (pass) · lower

## Sponsors

- Dockham — primary (person)
- Hanes — primary (person)
- Szoka — primary (person)
- Samuelson — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2013-08-23** Ch. SL 2013-399 `became-law`
- **2013-08-23** Signed by Gov. 8/23/2013 `executive-signature`
- **2013-07-24** Pres. To Gov. 7/24/2013 `executive-receipt`
- **2013-07-23** Ratified
- **2013-07-22** Ordered Enrolled
- **2013-07-22** Concurred In S/Com Sub `amendment-passage`
- **2013-07-21** Placed On Cal For 07/22/2013
- **2013-07-21** Cal Pursuant 36(b)
- **2013-07-19** Rec To Concur S Com Sub
- **2013-07-18** Engrossed
- **2013-07-18** Passed 3rd Reading `passage, reading-3`
- **2013-07-18** Passed 2nd Reading `reading-2`
- **2013-07-18** Amend Adopted A1 `amendment-passage`
- **2013-07-17** Com Substitute Adopted
- **2013-07-17** Reptd Fav Com Substitute `committee-passage-favorable`
- **2013-07-16** Re-ref Com On Rules and Operations of the Senate `referral-committee`
- **2013-07-16** Withdrawn From Com
- **2013-05-09** Ref To Com On Commerce `referral-committee`
- **2013-05-09** Passed 1st Reading `reading-1`
- **2013-05-09** Rec From House
- **2013-05-08** Ordered Engrossed
- **2013-05-08** Passed 3rd Reading `passage, reading-3`
- **2013-05-08** Passed 2nd Reading `reading-2`
- **2013-05-08** Amend Adopted A1 `amendment-passage`
- **2013-05-07** Postponed To 05/08/2013
- **2013-05-06** Placed On Cal For 05/07/2013
- **2013-05-06** Cal Pursuant Rule 36(b)
- **2013-05-06** Reptd Fav Com Substitute `committee-passage-favorable`
- **2013-05-02** Serial Referral To Judiciary Subcommittee A Stricken
- **2013-04-16** Ref to the Com on Banking, if favorable, Judiciary Subcommittee A `referral-committee`
- **2013-04-16** Withdrawn From Com
- **2013-04-11** Ref to the Com on Commerce and Job Development, if favorable, Judiciary Subcommittee A `referral-committee`
- **2013-04-11** Passed 1st Reading `reading-1`
- **2013-04-09** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4d0ec8be-40c2-4901-b12a-e79ba5948be6`. Confidence: reported (aggregated from official North Carolina legislature records).