---
type: "Bill"
title: "Consumer Finance Act Amendments."
description: "Consumer Finance Act Amendments."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2013"
identifier: "SB 489"
citation: "North Carolina SB 489 (2013)"
classification: ["bill"]
subjects: ["ARMED FORCES", "COMMERCE", "CONSUMER CREDIT", "CONSUMER PROTECTION", "FEES", "FINANCIAL SERVICES", "INTEREST", "LOANS", "PERSONNEL", "PRESENTED", "PUBLIC", "RATIFIED", "CHAPTERED"]
status: "enacted"
primary_sponsors: ["Gunn", "Newton"]
version_count: 13
action_count: 34
vote_count: 2
first_action: "2013-03-27"
last_action: "2013-06-19"
source: "openstates"
source_identifier: "ocd-bill/01f6b5bf-f6e1-4e45-ab6f-bc673b574d88"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2013&BillID=S489&votesToView=all"
source_hash: "57297451203025392c3ada93cabbb006e48b857073ab67bafa511090c98714ae"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 489 (2013) — Consumer Finance Act Amendments.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v0.pdf)
2. **A1: ASU-14-V-2** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2013/4673/0/S489-ASU-14-V-2)
3. **A1: Scanned Document** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2013/5659/0/S489-A-NBC-354)
4. **A2: ASU-23-V-1** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2013/4674/0/S489-ASU-23-V-1)
5. **A5: ASU-27-V-1** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2013/4680/0/S489-ASU-27-V-1)
6. **A6: Scanned Document** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2013/4681/0/S489-A-NBC-290)
7. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v1.pdf)
8. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v2.pdf)
9. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v3.pdf)
10. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v4.pdf)
11. **Edition 5** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v5.pdf)
12. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v6.pdf)
13. **SL2013-162** (committee substitute) — [source](http://www.ncleg.net/Sessions/2013/Bills/Senate/PDF/S489v7.pdf)

## Votes

- Motion 9 To Concur — **40–8** (pass) · upper
- Third Reading — **69–44** (pass) · lower

## Sponsors

- Gunn — primary (person)
- Newton — primary (person)
- B. Jackson — cosponsor (person)
- Barefoot — cosponsor (person)
- Barringer — cosponsor (person)
- Brock — cosponsor (person)
- Brown — cosponsor (person)
- Clodfelter — cosponsor (person)
- Cook — cosponsor (person)
- D. Davis — cosponsor (person)
- Daniel — cosponsor (person)
- Goolsby — cosponsor (person)
- Hise — cosponsor (person)
- Hunt — cosponsor (person)
- J. Davis — cosponsor (person)
- Jenkins — cosponsor (person)
- Parmon — cosponsor (person)
- Pate — cosponsor (person)
- Rabin — cosponsor (person)
- Randleman — cosponsor (person)
- Rucho — cosponsor (person)
- Tarte — cosponsor (person)
- Tucker — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2013-06-19** Ch. SL 2013-162 `became-law`
- **2013-06-19** Signed by Gov. 6/19/2013 `executive-signature`
- **2013-06-12** Pres. To Gov. 06/12/2013 `executive-receipt`
- **2013-06-11** Ratified
- **2013-06-10** Ordered Enrolled
- **2013-06-10** Concurred In H/Com Sub `amendment-passage`
- **2013-06-06** Placed On Cal For 06/10/2013
- **2013-06-06** Rec To Concur H Com Sub
- **2013-06-05** Ordered Engrossed
- **2013-06-05** Passed 3rd Reading `passage, reading-3`
- **2013-06-04** Passed 2nd Reading `reading-2`
- **2013-06-04** Amend Adopted A1 `amendment-passage`
- **2013-06-03** Placed On Cal For 06/04/2013
- **2013-06-03** Cal Pursuant Rule 36(b)
- **2013-06-03** Reptd Fav Com Substitute `committee-passage-favorable`
- **2013-05-08** Ref To Com On Banking `referral-committee`
- **2013-05-08** Passed 1st Reading `reading-1`
- **2013-05-07** Rec From Senate
- **2013-05-06** Passed 3rd Reading `passage, reading-3`
- **2013-05-06** Amend Failed A8 `amendment-failure`
- **2013-05-06** Amend Failed A7 `amendment-failure`
- **2013-05-02** Engrossed
- **2013-05-02** Passed 2nd Reading `reading-2`
- **2013-05-02** Amend Adopted A6 `amendment-passage`
- **2013-05-02** Amend Adopted A5 `amendment-passage`
- **2013-05-02** Amend Failed A4 `amendment-failure`
- **2013-05-02** Amend Failed A3 `amendment-failure`
- **2013-05-02** Amend Adopted A2 `amendment-passage`
- **2013-05-02** Amend Adopted A1 `amendment-passage`
- **2013-05-01** Com Substitute Adopted
- **2013-05-01** Reptd Fav Com Substitute `committee-passage-favorable`
- **2013-03-28** Ref To Com On Commerce `referral-committee`
- **2013-03-28** Passed 1st Reading `reading-1`
- **2013-03-27** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/01f6b5bf-f6e1-4e45-ab6f-bc673b574d88`. Confidence: reported (aggregated from official North Carolina legislature records).