---
type: "Bill"
title: "Amend Debt Collection Statutes."
description: "Amend Debt Collection Statutes."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2015"
identifier: "SB 678"
citation: "North Carolina SB 678 (2015)"
classification: ["bill"]
subjects: ["COMMERCE", "DEBTOR & CREDITOR", "FINANCIAL SERVICES", "PRESENTED", "PUBLIC", "RATIFIED", "CHAPTERED"]
status: "enacted"
primary_sponsors: ["B. Jackson", "Gunn"]
version_count: 6
action_count: 34
vote_count: 2
first_action: "2015-03-26"
last_action: "2015-08-05"
source: "openstates"
source_identifier: "ocd-bill/f0df457f-5aaf-4b76-90b6-588175a3a4a3"
source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2015&BillID=S678&votesToView=all"
source_hash: "75a130867e8b812179fe04570a20677a1ca55e9ccc502e4275a700aae8f12735"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 678 (2015) — Amend Debt Collection Statutes.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2015/Bills/Senate/PDF/S678v0.pdf)
2. **A1: ATT-3-V-4** (committee substitute) — [source](https://webservices.ncleg.net/ViewBillDocument/2015/5712/0/S678-ATT-3-V-4)
3. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2015/Bills/Senate/PDF/S678v1.pdf)
4. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2015/Bills/Senate/PDF/S678v2.pdf)
5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2015/Bills/Senate/PDF/S678v3.pdf)
6. **SL2015-177** (committee substitute) — [source](http://www.ncleg.net/Sessions/2015/Bills/Senate/PDF/S678v4.pdf)

## Votes

- Motion 9 To Concur — **49–0** (pass) · upper
- Third Reading — **90–14** (pass) · lower

## Sponsors

- B. Jackson — primary (person)
- Gunn — primary (person)
- D. Davis — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2015-08-05** Ch. SL 2015-177 `became-law`
- **2015-08-05** Signed by Gov. 8/5/2015 `executive-signature`
- **2015-07-29** Pres. To Gov. 07/29/2015 `executive-receipt`
- **2015-07-28** Ratified
- **2015-07-27** Ordered Enrolled
- **2015-07-27** Concurred In H Amend S678v2 `amendment-passage`
- **2015-07-23** Placed On Cal For 07/27/2015
- **2015-07-23** Withdrawn From Cal
- **2015-07-21** Placed On Cal For 07/23/2015
- **2015-07-21** Withdrawn From Cal
- **2015-07-21** Placed On Cal For 07/22/2015
- **2015-07-21** Regular Message Received For Concurrence in H Amend
- **2015-07-21** Regular Message Sent To Senate
- **2015-07-20** Passed 3rd Reading `passage, reading-3`
- **2015-07-20** Amend Adopted A1 `amendment-passage`
- **2015-07-16** Passed 2nd Reading `reading-2`
- **2015-07-15** Placed On Cal For 07/16/2015
- **2015-07-15** Cal Pursuant Rule 36(b)
- **2015-07-15** Reptd Fav `committee-passage-favorable`
- **2015-07-01** Re-ref Com On Judiciary I `referral-committee`
- **2015-07-01** Withdrawn From Com
- **2015-04-30** Ref To Com On Rules, Calendar, and Operations of the House `referral-committee`
- **2015-04-30** Passed 1st Reading `reading-1`
- **2015-04-30** Regular Message Received From Senate
- **2015-04-30** Regular Message Sent To House
- **2015-04-29** Passed 3rd Reading `passage, reading-3`
- **2015-04-29** Passed 2nd Reading `reading-2`
- **2015-04-28** Com Substitute Adopted
- **2015-04-28** Reptd Fav Com Substitute `committee-passage-favorable`
- **2015-04-09** Re-ref Com On Judiciary II `referral-committee`
- **2015-04-09** Withdrawn From Com
- **2015-03-30** Ref To Com On Rules and Operations of the Senate `referral-committee`
- **2015-03-30** Passed 1st Reading `reading-1`
- **2015-03-26** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f0df457f-5aaf-4b76-90b6-588175a3a4a3`. Confidence: reported (aggregated from official North Carolina legislature records).