---
type: "Bill"
title: "GAP and VVPA Agreement Changes."
description: "GAP and VVPA Agreement Changes."
jurisdiction: "us/states/nc"
legislature: "North Carolina General Assembly"
session: "2021"
identifier: "SB 425"
citation: "North Carolina SB 425 (2021)"
classification: ["bill"]
subjects: ["CHAPTERED", "CONTRACTS", "FINANCIAL SERVICES", "INSURANCE", "INSURANCE", "LOANS", "MOTOR VEHICLE", "MOTOR VEHICLES", "PRESENTED", "PUBLIC", "RATIFIED", "TRANSPORTATION"]
status: "enacted"
primary_sponsors: ["Perry", "Woodard"]
version_count: 6
action_count: 32
vote_count: 2
first_action: "2021-03-31"
last_action: "2021-10-28"
source: "openstates"
source_identifier: "ocd-bill/dd2bfcb2-90dd-490e-9531-11ee2afd4dfe"
source_url: "https://www.ncleg.gov/BillLookUp/2021/S425"
source_hash: "2426a44bcd9726f1b3db9ed6d8ba7ab4fe44df640671124074e3f1f9bb1e8a11"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nc"]
---

# North Carolina SB 425 (2021) — GAP and VVPA Agreement Changes.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Filed** (filed) — [source](https://www.ncleg.gov/Sessions/2021/Bills/Senate/PDF/S425v0.pdf)
2. **Edition 1** (committee substitute) — [source](https://www.ncleg.gov/Sessions/2021/Bills/Senate/PDF/S425v1.pdf)
3. **Edition 2** (committee substitute) — [source](https://www.ncleg.gov/Sessions/2021/Bills/Senate/PDF/S425v2.pdf)
4. **Edition 3** (committee substitute) — [source](https://www.ncleg.gov/Sessions/2021/Bills/Senate/PDF/S425v3.pdf)
5. **Ratified** (committee substitute) — [source](https://www.ncleg.gov/Sessions/2021/Bills/Senate/PDF/S425v4.pdf)
6. **SL 2021-172** (committee substitute) — [source](https://www.ncleg.gov/Sessions/2021/Bills/Senate/PDF/S425v5.pdf)

## Votes

- Second Reading — **46–0** (pass) · upper
- Second Reading — **110–0** (pass) · lower

## Sponsors

- Perry — primary (person)
- Woodard — primary (person)
- Johnson — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-10-28** Ch. SL 2021-172 `became-law`
- **2021-10-28** Signed by Gov. 10/28/2021 `executive-signature`
- **2021-10-22** Pres. To Gov. 10/22/2021 `executive-receipt`
- **2021-10-21** Ratified
- **2021-10-20** Ordered Enrolled
- **2021-10-20** Passed 3rd Reading `passage, reading-3`
- **2021-10-20** Passed 2nd Reading `reading-2`
- **2021-10-20** Added to Calendar
- **2021-10-20** Cal Pursuant Rule 36(b)
- **2021-10-20** Reptd Fav `committee-passage-favorable`
- **2021-08-31** Re-ref Com On Rules, Calendar, and Operations of the House `referral-committee`
- **2021-08-31** Reptd Fav `committee-passage-favorable`
- **2021-06-24** Re-ref to the Com on Commerce, if favorable, Rules, Calendar, and Operations of the House `referral-committee`
- **2021-06-24** Withdrawn From Com
- **2021-05-13** Ref To Com On Rules, Calendar, and Operations of the House `referral-committee`
- **2021-05-13** Passed 1st Reading `reading-1`
- **2021-05-13** Special Message Received From Senate
- **2021-05-13** Special Message Sent To House
- **2021-05-13** Passed 3rd Reading `passage, reading-3`
- **2021-05-13** Passed 2nd Reading `reading-2`
- **2021-05-12** Reptd Fav `committee-passage-favorable`
- **2021-05-10** Re-ref Com On Rules and Operations of the Senate `referral-committee`
- **2021-05-10** Com Substitute Adopted
- **2021-05-10** Reptd Fav Com Substitute `committee-passage-favorable`
- **2021-05-06** Re-ref Com On Judiciary `referral-committee`
- **2021-05-06** Com Substitute Adopted
- **2021-05-06** Reptd Fav Com Substitute `committee-passage-favorable`
- **2021-05-03** Re-ref to Commerce and Insurance. If fav, re-ref to Judiciary. If fav, re-ref to Rules and Operations of the Senate `referral-committee`
- **2021-05-03** Withdrawn From Com
- **2021-04-01** Ref To Com On Rules and Operations of the Senate `referral-committee`
- **2021-04-01** Passed 1st Reading `reading-1`
- **2021-03-31** Filed `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/dd2bfcb2-90dd-490e-9531-11ee2afd4dfe`. Confidence: reported (aggregated from official North Carolina legislature records).