---
type: "Bill"
title: "Adopt the Nebraska Financial Innovation Act and provisions for controllable electronic records under the Uniform Commercial Code"
description: "Adopt the Nebraska Financial Innovation Act and provisions for controllable electronic records under the Uniform Commercial Code"
jurisdiction: "us/states/ne"
legislature: "Nebraska Legislature"
session: "107"
identifier: "LB 649"
citation: "Nebraska LB 649 (107)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Flood"]
version_count: 3
action_count: 26
vote_count: 4
first_action: "2021-01-20"
last_action: "2021-05-26"
source: "openstates"
source_identifier: "ocd-bill/65881eb7-8273-4e06-bd92-6699a91ccde5"
source_url: "https://nebraskalegislature.gov/bills/search_by_date.php?SessionDay=2021"
source_hash: "932563668882f8840ea2c831f6e32e28f4db53692593162f9703eba5131d4848"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ne"]
---

# Nebraska LB 649 (107) — Adopt the Nebraska Financial Innovation Act and provisions for controllable electronic records under the Uniform Commercial Code

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://nebraskalegislature.gov/FloorDocs/107/PDF/Intro/LB649.pdf)
2. **Final Reading** (committee substitute) — [source](https://nebraskalegislature.gov/FloorDocs/107/PDF/Final/LB649.pdf)
3. **Slip Law** (committee substitute) — [source](https://nebraskalegislature.gov/FloorDocs/107/PDF/Slip/LB649.pdf)

## Votes

- Advanced to Enrollment and Review Initial — **39–1** (pass) · legislature
- Banking, Commerce and Insurance AM1018 adopted — **39–1** (fail) · legislature
- Passed on Final Reading 46-2-1 — **46–2** (pass) · legislature
- Flood AM1278 adopted — **32–1** (fail) · legislature

## Sponsors

- Flood — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-05-26** Approved by Governor on May 25, 2021 `executive-signature`
- **2021-05-21** Presented to Governor on May 20, 2021 `executive-receipt`
- **2021-05-20** President/Speaker signed `passage`
- **2021-05-20** Passed on Final Reading 46-2-1 `passage`
- **2021-05-20** Dispensing of reading at large approved
- **2021-05-18** Placed on Final Reading with ST34 `reading-3`
- **2021-05-18** Advanced to Enrollment and Review for Engrossment
- **2021-05-18** Enrollment and Review ER92 adopted
- **2021-05-18** Enrollment and Review ER92 filed `filing`
- **2021-05-18** Placed on Select File with ER92 `filing`
- **2021-05-10** Advanced to Enrollment and Review Initial
- **2021-05-10** Banking, Commerce and Insurance AM1018 adopted
- **2021-05-10** Morfeld AM1338 refiled `filing`
- **2021-05-10** Morfeld AM1338 withdrawn
- **2021-05-10** Morfeld AM1338 filed `filing`
- **2021-05-10** Flood AM1278 adopted
- **2021-05-10** Flood AM1278 filed `filing`
- **2021-05-04** Banking, Commerce and Insurance AM1018 filed `filing`
- **2021-05-04** Placed on General File with AM1018 `filing`
- **2021-04-29** Lindstrom name added
- **2021-04-26** Blood name added
- **2021-04-23** Vargas name added
- **2021-03-09** Flood priority bill
- **2021-02-10** Notice of hearing for February 23, 2021
- **2021-01-22** Referred to Banking, Commerce and Insurance Committee `referral-committee`
- **2021-01-20** Date of introduction `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/65881eb7-8273-4e06-bd92-6699a91ccde5`. Confidence: reported (aggregated from official Nebraska legislature records).