---
type: "Bill"
title: "relative to chartered bank lending limits."
description: "relative to chartered bank lending limits."
jurisdiction: "us/states/nh"
legislature: "New Hampshire General Court"
session: "2025"
identifier: "SB 85"
citation: "New Hampshire SB 85 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Howard Pearl"]
version_count: 1
action_count: 14
vote_count: 0
first_action: "2025-01-22"
last_action: "2025-07-22"
source: "openstates"
source_identifier: "ocd-bill/4c30b72a-24b3-4fe6-b1f9-b51df6e47023"
source_url: "https://www.gencourt.state.nh.us/bill_status/legacy/bs2016/bill_docket.aspx?lsr=1020&sy=2025&sortoption=&txtsessionyear=2025"
source_hash: "2267e268670705a945ce9275b4c689a819666241ce9ecd96adbd41278763ec0b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nh"]
---

# New Hampshire SB 85 (2025) — relative to chartered bank lending limits.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendment #2025-0907s** (committee substitute) — [source](https://www.gencourt.state.nh.us/bill_status/legacy/bs2016/billText.aspx?sy=2025&id=2025-0907s&txtFormat=amend)

## Sponsors

- Howard Pearl — primary (person)
- Cindy Rosenwald — cosponsor (person)
- Dan McGuire — cosponsor (person)
- Daniel E. Innis — cosponsor (person)
- David H. Watters — cosponsor (person)
- John B. Hunt — cosponsor (person)
- John Michael Potucek — cosponsor (person)
- Keith R. Murphy — cosponsor (person)
- Mark McConkey — cosponsor (person)
- Michael I Moffett — cosponsor (person)
- Tara Reardon — cosponsor (person)
- Tim McGough — cosponsor (person)
- Timothy Lang — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-22** Introduced 01/09/2025 and Referred to Commerce; SJ 3 `introduction, referral-committee`
- **2025-02-26** Hearing: 03/04/2025, Room 100, SH, 11:15 am; SC 11
- **2025-03-12** Committee Report: Ought to Pass with Amendment # 2025-0907s, 03/20/2025; Vote 6-0; CC; SC 13 `committee-passage-favorable`
- **2025-03-20** Committee Amendment # 2025-0907s, AA, VV; 03/20/2025; SJ 8
- **2025-03-20** Ought to Pass with Amendment #2025-0907s, MA, VV; OT3rdg; 03/20/2025; SJ 8 `committee-passage-favorable, passage`
- **2025-03-28** Introduced (in recess of) 03/27/2025 and referred to Commerce and Consumer Affairs HJ 11 P. 110 `introduction, referral-committee`
- **2025-04-16** Public Hearing: 04/22/2025 02:00 pm LOB 302-304
- **2025-04-30** Subcommittee Work Session: 05/06/2025 10:00 am LOB 302-304
- **2025-05-21** Executive Session: 05/27/2025 01:15 pm LOB 302-304
- **2025-05-28** Committee Report: Ought to Pass 05/27/2025 (Vote 16-0; CC) HC 27 P. 7 `committee-passage-favorable`
- **2025-06-05** Ought to Pass: MA VV 06/05/2025 HJ 16 P. 4 `committee-passage-favorable, passage`
- **2025-07-02** Enrolled (in recess of) 06/26/2025 HJ 18 P. 59
- **2025-07-02** Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18 `enrolled`
- **2025-07-22** Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4c30b72a-24b3-4fe6-b1f9-b51df6e47023`. Confidence: reported (aggregated from official New Hampshire legislature records).