---
type: "Bill"
title: "Establishes \"Safeguarding Against Financial Exploitation Act.\" *"
description: "Establishes \"Safeguarding Against Financial Exploitation Act.\" *"
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "218"
identifier: "A 5091"
citation: "New Jersey A 5091 (218)"
classification: ["bill"]
subjects: ["CONSUMER FIN"]
status: "enacted"
primary_sponsors: ["McKeon, John F.", "Pinkin, Nancy J.", "Pou, Nellie", "Singleton, Troy", "Vainieri Huttle, Valerie"]
version_count: 2
action_count: 9
vote_count: 3
first_action: "2019-02-25T05:00:00+00:00"
last_action: "2020-01-13T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/699236a6-9e54-46de-9c02-e2ac955756bb"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "58aaff9f6df466ca993f9c33f4f4277325bed3089868dfa9175c48430f888dd6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey A 5091 (218) — Establishes "Safeguarding Against Financial Exploitation Act." *

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/A9999/5091_I1.HTM)
2. **Reprint** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/A9999/5091_R1.HTM)

## Votes

- 3RDG FINAL PASSAGE — **38–0** (pass) · upper
- Reported favorably out of committee — **11–0** (pass) · lower
- 3RDG FINAL PASSAGE — **77–0** (pass) · lower

## Sponsors

- McKeon, John F. — primary (person)
- Pinkin, Nancy J. — primary (person)
- Pou, Nellie — primary (person)
- Singleton, Troy — primary (person)
- Vainieri Huttle, Valerie — primary (person)
- Cardinale, Gerald — cosponsor (person)
- Lopez, Yvonne — cosponsor (person)
- McKnight, Angela V. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-25T05:00:00+00:00** Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `introduction, referral-committee`
- **2019-03-18T04:00:00+00:00** Reported out of Assembly Committee, 2nd Reading `committee-passage`
- **2019-03-25T04:00:00+00:00** Assembly Floor Amendment Passed (Vainieri Huttle) `amendment-passage`
- **2019-11-25T05:00:00+00:00** Assembly Floor Amendment Passed (Johnson) `amendment-passage`
- **2019-12-16T05:00:00+00:00** Passed Assembly (77-0-0) `passage`
- **2019-12-16T05:00:00+00:00** Received in the Senate without Reference, 2nd Reading
- **2019-12-16T05:00:00+00:00** Substituted for S4259
- **2019-12-16T05:00:00+00:00** Passed Senate (Passed Both Houses) (38-0) `passage`
- **2020-01-13T05:00:00+00:00** Approved P.L.2019, c.340. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/699236a6-9e54-46de-9c02-e2ac955756bb`. Confidence: reported (aggregated from official New Jersey legislature records).