---
type: "Bill"
title: "Clarifies that \"New Jersey Residential Mortgage Lending Act\" applies to certain out-of-state persons and involved in residential mortgage lending in the State.*"
description: "Clarifies that \"New Jersey Residential Mortgage Lending Act\" applies to certain out-of-state persons and involved in residential mortgage lending in the State.*"
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "218"
identifier: "S 3416"
citation: "New Jersey S 3416 (218)"
classification: ["bill"]
subjects: ["HOUSING FIN"]
status: "enacted"
primary_sponsors: ["Addiego, Dawn Marie", "Jones, Patricia Egan", "Oroho, Steven V.", "Singleton, Troy", "Wimberly, Benjie E."]
version_count: 2
action_count: 10
vote_count: 4
first_action: "2019-01-31T05:00:00+00:00"
last_action: "2019-04-29T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/86743cd6-0263-4806-b0ef-996446230c2c"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "c7994a4d1ddce13ab939eaf72fd75ec87e0f72abb0bb3e6c91b51f88fbafa350"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey S 3416 (218) — Clarifies that "New Jersey Residential Mortgage Lending Act" applies to certain out-of-state persons and involved in residential mortgage lending in the State.*

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/S3500/3416_I1.HTM)
2. **Reprint** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/S3500/3416_R1.HTM)

## Votes

- 3RDG FINAL PASSAGE — **39–0** (pass) · upper
- 3RDG FINAL PASSAGE — **79–0** (pass) · lower
- CONCUR ASMB AMEND — **37–0** (pass) · upper
- Reported out of Senate committee with amendments — **4–0** (pass) · upper

## Sponsors

- Addiego, Dawn Marie — primary (person)
- Jones, Patricia Egan — primary (person)
- Oroho, Steven V. — primary (person)
- Singleton, Troy — primary (person)
- Wimberly, Benjie E. — primary (person)
- McKeon, John F. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-31T05:00:00+00:00** Introduced in the Senate, Referred to Senate Community and Urban Affairs Committee `introduction, referral-committee`
- **2019-02-07T05:00:00+00:00** Reported out of Senate Committee with Amendments, 2nd Reading `committee-passage`
- **2019-03-25T04:00:00+00:00** Passed Senate (39-0) `passage`
- **2019-03-25T04:00:00+00:00** Received in the Assembly without Reference, 2nd Reading
- **2019-03-25T04:00:00+00:00** Assembly Floor Amendment Passed (Wimberly) `amendment-passage`
- **2019-03-25T04:00:00+00:00** Substituted for A4998 (1R)
- **2019-03-25T04:00:00+00:00** Passed Assembly (79-0-0) `passage`
- **2019-03-25T04:00:00+00:00** Received in the Senate, 2nd Reading on Concurrence
- **2019-03-25T04:00:00+00:00** Passed Senate (Passed Both Houses) (37-0) `passage`
- **2019-04-29T04:00:00+00:00** Approved P.L.2019, c.70. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/86743cd6-0263-4806-b0ef-996446230c2c`. Confidence: reported (aggregated from official New Jersey legislature records).