---
type: "Bill"
title: "Establishes three year Financial Empowerment Pilot Program."
description: "Establishes three year Financial Empowerment Pilot Program."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "219"
identifier: "A 3062"
citation: "New Jersey A 3062 (219)"
classification: ["bill"]
subjects: ["BANKING", "CONSUMER FIN"]
status: "enacted"
primary_sponsors: ["Cruz-Perez, Nilsa I.", "Moen, William F.", "Pintor Marin, Eliana", "Pou, Nellie", "Reynolds-Jackson, Verlina"]
version_count: 3
action_count: 15
vote_count: 8
first_action: "2020-02-20T05:00:00+00:00"
last_action: "2021-12-21T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/19bb9644-7ab9-46fb-b35f-8869a8489d61"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "1bb2dba44e97cbaca66246d00521705cf03b477729ac6ac463b7be4fd552779c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey A 3062 (219) — Establishes three year Financial Empowerment Pilot Program.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](http://www.njleg.state.nj.us/2020/Bills/A3500/3062_I1.HTM)
2. **Reprint** (committee substitute) — [source](http://www.njleg.state.nj.us/2020/Bills/A3500/3062_R1.HTM)
3. **Reprint Conditional Veto** (committee substitute) — [source](http://www.njleg.state.nj.us/2020/Bills/A3500/3062_R2.HTM)

## Votes

- Reported favorably out of committee — **12–0** (pass) · upper
- CONCUR GOV REC — **76–0** (pass) · lower
- CONCUR GOV REC — **39–0** (pass) · upper
- Reported out of Assembly committee with amendments — **13–0** (pass) · lower
- 3RDG FINAL PASSAGE — **70–0** (pass) · lower
- 3RDG FINAL PASSAGE — **39–0** (pass) · upper
- SUSPEND RULE 22:4 — **75–0** (pass) · lower
- Reported favorably out of committee — **11–0** (pass) · lower

## Sponsors

- Cruz-Perez, Nilsa I. — primary (person)
- Moen, William F. — primary (person)
- Pintor Marin, Eliana — primary (person)
- Pou, Nellie — primary (person)
- Reynolds-Jackson, Verlina — primary (person)
- Calabrese, Clinton — cosponsor (person)
- Coughlin, Craig J. — cosponsor (person)
- Downey, Joann — cosponsor (person)
- Lopez, Yvonne — cosponsor (person)
- McKnight, Angela V. — cosponsor (person)
- Moriarty, Paul D. — cosponsor (person)
- Murphy, Carol A. — cosponsor (person)
- Ruiz, M. Teresa — cosponsor (person)
- Stanley, Sterley S. — cosponsor (person)
- Timberlake, Britnee N. — cosponsor (person)
- Wimberly, Benjie E. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-02-20T05:00:00+00:00** Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `introduction, referral-committee`
- **2020-03-05T05:00:00+00:00** Reported out of Assembly Committee with Amendments and Referred to Assembly Appropriations Committee `referral-committee`
- **2020-10-26T04:00:00+00:00** Reported out of Assembly Committee, 2nd Reading `committee-passage`
- **2021-03-01T05:00:00+00:00** Passed Assembly (70-0-0) `passage`
- **2021-03-04T05:00:00+00:00** Received in the Senate, Referred to Senate Budget and Appropriations Committee `referral-committee`
- **2021-06-17T04:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
- **2021-06-21T04:00:00+00:00** Substituted for S1196 (1R)
- **2021-06-21T04:00:00+00:00** Passed Senate (Passed Both Houses) (39-0) `passage`
- **2021-11-08T05:00:00+00:00** Conditional Veto, Received in the Assembly `executive-veto`
- **2021-12-02T05:00:00+00:00** Motion Suspend 22:4 (Pintor Marin)(75-0-0)
- **2021-12-02T05:00:00+00:00** 2nd Reading in the Assembly on Concur. w/Gov's Recommendations
- **2021-12-02T05:00:00+00:00** Passed Assembly (76-0-0) `passage`
- **2021-12-06T05:00:00+00:00** Received in the Senate, 2nd Reading - Concur. w/Gov's Recommendations
- **2021-12-20T05:00:00+00:00** Passed Senate (Passed Both Houses) (39-0) `passage`
- **2021-12-21T05:00:00+00:00** Approved P.L.2021, c.321. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/19bb9644-7ab9-46fb-b35f-8869a8489d61`. Confidence: reported (aggregated from official New Jersey legislature records).