---
type: "Bill"
title: "Exempts discharge of student loan debt of certain veterans through the federal Total and Permanent Disability discharge process from taxation under the gross income tax."
description: "Exempts discharge of student loan debt of certain veterans through the federal Total and Permanent Disability discharge process from taxation under the gross income tax."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "220"
identifier: "A 655"
citation: "New Jersey A 655 (220)"
classification: ["bill"]
subjects: ["INCOME TAX", "VETERANS"]
status: "enacted"
primary_sponsors: ["Dancer, Ronald S.", "Gopal, Vin", "Polistina, Vincent J.", "Verrelli, Anthony S.", "Wimberly, Benjie E.", "Zwicker, Andrew"]
version_count: 1
action_count: 8
vote_count: 2
first_action: "2022-01-11T05:00:00+00:00"
last_action: "2022-12-05T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/9b9caf2b-09bc-4278-9e37-4e8173fe9a0e"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "38a37359ad87df4b43c7e8828703aa761352520c35682ce58edcb14714b8b344"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey A 655 (220) — Exempts discharge of student loan debt of certain veterans through the federal Total and Permanent Disability discharge process from taxation under the gross income tax.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/A1000/655_I1.HTM)

## Votes

- Reported favorably out of committee — **5–0** (pass) · lower
- 3RDG FINAL PASSAGE — **76–0** (pass) · lower

## Sponsors

- Dancer, Ronald S. — primary (person)
- Gopal, Vin — primary (person)
- Polistina, Vincent J. — primary (person)
- Verrelli, Anthony S. — primary (person)
- Wimberly, Benjie E. — primary (person)
- Zwicker, Andrew — primary (person)
- Benson, Daniel R. — cosponsor (person)
- Bergen, Brian — cosponsor (person)
- Caputo, Ralph R. — cosponsor (person)
- Conaway, Herb — cosponsor (person)
- Cruz-Perez, Nilsa I. — cosponsor (person)
- Danielsen, Joe — cosponsor (person)
- Freiman, Roy — cosponsor (person)
- Gove, DiAnne C. — cosponsor (person)
- Karabinchak, Robert J. — cosponsor (person)
- Lopez, Yvonne — cosponsor (person)
- Madden, Fred H. — cosponsor (person)
- Mejia, Pedro — cosponsor (person)
- Moen, William F. — cosponsor (person)
- Moriarty, Paul D. — cosponsor (person)
- Mukherji, Raj — cosponsor (person)
- Murphy, Carol A. — cosponsor (person)
- O'Scanlon, Declan J. — cosponsor (person)
- Reynolds-Jackson, Verlina — cosponsor (person)
- Rumpf, Brian E. — cosponsor (person)
- Singleton, Troy — cosponsor (person)
- Space, Parker — cosponsor (person)
- Swain, Lisa — cosponsor (person)
- Tucker, Cleopatra G. — cosponsor (person)
- Tully, Chris — cosponsor (person)
- Wirths, Harold J. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-01-11T05:00:00+00:00** Introduced in the Assembly, Referred to Assembly Military and Veterans' Affairs Committee `introduction, referral-committee`
- **2022-02-07T05:00:00+00:00** Reported out of Assembly Committee, 2nd Reading `committee-passage`
- **2022-02-28T05:00:00+00:00** Passed Assembly (75-0-0) `passage`
- **2022-02-28T05:00:00+00:00** Received in the Senate, Referred to Senate Military and Veterans' Affairs Committee `referral-committee`
- **2022-10-06T04:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
- **2022-10-17T04:00:00+00:00** Substituted for S3051
- **2022-10-17T04:00:00+00:00** Passed Senate (Passed Both Houses) (37-0) `passage`
- **2022-12-05T05:00:00+00:00** Approved P.L.2022, c.125. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9b9caf2b-09bc-4278-9e37-4e8173fe9a0e`. Confidence: reported (aggregated from official New Jersey legislature records).