---
type: "Bill"
title: "Requires automobile insurance policies to provide certain minimum amounts of liability, uninsured motorist, and underinsured motorist coverage."
description: "Requires automobile insurance policies to provide certain minimum amounts of liability, uninsured motorist, and underinsured motorist coverage."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "220"
identifier: "S 481"
citation: "New Jersey S 481 (220)"
classification: ["bill"]
subjects: ["AUTO INSUR"]
status: "enacted"
primary_sponsors: ["Bramnick, Jon M.", "Conaway, Herb", "Greenwald, Louis D.", "Scutari, Nicholas P.", "Stanley, Sterley S."]
version_count: 2
action_count: 9
vote_count: 0
first_action: "2022-01-11T05:00:00+00:00"
last_action: "2022-08-05T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/77ccd9c7-0391-4e5a-9b52-86cec054ec82"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "cf6bb81ae413b33393c067ae39e3699c0337c1fc7457bdceccd19046e07ba8f2"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---

# New Jersey S 481 (220) — Requires automobile insurance policies to provide certain minimum amounts of liability, uninsured motorist, and underinsured motorist coverage.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced Version** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/S0500/481_I1.HTM)
2. **Reprint SBA 6/27/22 1R** (committee substitute) — [source](https://pub.njleg.state.nj.us/Bills/2022/S0500/481_R1.HTM)

## Sponsors

- Bramnick, Jon M. — primary (person)
- Conaway, Herb — primary (person)
- Greenwald, Louis D. — primary (person)
- Scutari, Nicholas P. — primary (person)
- Stanley, Sterley S. — primary (person)
- Diegnan, Patrick J. — cosponsor (person)
- Tucker, Cleopatra G. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-01-11T05:00:00+00:00** Introduced in the Senate, Referred to Senate Commerce Committee `introduction, referral-committee`
- **2022-06-20T04:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
- **2022-06-20T04:00:00+00:00** Referred to Senate Budget and Appropriations Committee `referral-committee`
- **2022-06-27T04:00:00+00:00** Reported out of Senate Committee with Amendments, 2nd Reading `committee-passage`
- **2022-06-29T04:00:00+00:00** Passed Senate (23-15) `passage`
- **2022-06-29T04:00:00+00:00** Received in the Assembly without Reference, 2nd Reading
- **2022-06-29T04:00:00+00:00** Substituted for A4291 (1R)
- **2022-06-29T04:00:00+00:00** Passed Assembly (Passed Both Houses) (44-29-0) `passage`
- **2022-08-05T04:00:00+00:00** Approved P.L.2022, c.87. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/77ccd9c7-0391-4e5a-9b52-86cec054ec82`. Confidence: reported (aggregated from official New Jersey legislature records).