---
type: "Bill"
title: "INTEREST RATES FOR CERTAIN LOANS"
description: "INTEREST RATES FOR CERTAIN LOANS"
jurisdiction: "us/states/nm"
legislature: "New Mexico Legislature"
session: "2022"
identifier: "HB 132"
citation: "New Mexico HB 132 (2022)"
classification: ["bill"]
subjects: ["BUSINESS & INDUSTRY", "FINANCIAL INSTITUTIONS"]
status: "enacted"
primary_sponsors: ["Anderson, Phelps", "Egolf, Brian", "Ely, Daymon", "Garratt, Joy", "Herrera, Susan K."]
version_count: 3
action_count: 12
vote_count: 0
first_action: "2022-01-24"
last_action: "2022-03-02"
source: "openstates"
source_identifier: "ocd-bill/4378c2eb-f5a7-4993-b87f-9caa227697f8"
source_url: "http://www.nmlegis.gov/Legislation/Legislation?chamber=H&legType=B&legNo=132&year=22"
source_hash: "0ab2b77cb70ef05ecb5359efbabc316e1ff662ecef5f796ca25d4151a60f992e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nm"]
---

# New Mexico HB 132 (2022) — INTEREST RATES FOR CERTAIN LOANS

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendments in Context** (committee substitute) — [source](http://www.nmlegis.gov/Sessions/22%20Regular/Amendments_In_Context/HB0132.pdf)
2. **Final Version** (committee substitute) — [source](http://www.nmlegis.gov/Sessions/22%20Regular/final/HB0132.PDF)
3. **introduced version** (committee substitute) — [source](http://www.nmlegis.gov/Sessions/22%20Regular/bills/house/HB0132.HTML)

## Sponsors

- Anderson, Phelps — primary (person)
- Egolf, Brian — primary (person)
- Ely, Daymon — primary (person)
- Garratt, Joy — primary (person)
- Herrera, Susan K. — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-03-02** Signed `executive-signature`
- **2022-02-07** floor substitute adopted (3 amendment)
- **2022-01-24** Sent to House Consumer & Public Affairs Committee & House Judiciary Committee `introduction, referral-committee`
- **2022-02-07** passed House `passage`
- **2022-02-03** DO PASS, as amended, committee report adopted `committee-passage-favorable`
- **2022-02-08** Sent to Senate Health and Public Affairs Committee & Senate Judiciary Committee `introduction, referral-committee`
- **2022-02-10** DO PASS, as amended, committee report adopted `committee-passage-favorable`
- **2022-02-15** DO PASS, as amended, committee report adopted `committee-passage-favorable`
- **2022-02-15** floor substitute adopted (2 amendment)
- **2022-02-15** passed Senate `passage`
- **2022-02-16** House concurred in Senate amendments
- **2022-01-31** DO PASS, as amended, committee report adopted `committee-passage-favorable`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4378c2eb-f5a7-4993-b87f-9caa227697f8`. Confidence: reported (aggregated from official New Mexico legislature records).