---
type: "Bill"
title: "Fire insurance; reduced rates; requiring insurers to obtain evidence of certain payments annually. Effective date."
description: "Fire insurance; reduced rates; requiring insurers to obtain evidence of certain payments annually. Effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2017-2018"
identifier: "SB 495"
citation: "Oklahoma SB 495 (2017-2018)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Coody", "Sparks"]
version_count: 7
action_count: 27
vote_count: 3
first_action: "2017-02-06"
last_action: "2017-05-20"
source: "openstates"
source_identifier: "ocd-bill/791dd7ba-802b-4335-9408-6686ae36b8d5"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=SB495&session=1800"
source_hash: "5f8fe6ee82a9aad7a38cd7494943c926d12891bba548721f09adff5661151eff"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma SB 495 (2017-2018) — Fire insurance; reduced rates; requiring insurers to obtain evidence of certain payments annually. Effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2017-18 INT/SB/SB495 INT.PDF)
2. **Amended And Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2017-18 AMENDMENTS/Amendment & Engr/SB495 HASB & ENGR.PDF)
3. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2017-18 ENGR/SB/SB495 ENGR.PDF)
4. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2017-18 ENR/SB/SB495 ENR.PDF)
5. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2017-18 FLR/HFLR/SB495 HFLR.PDF)
6. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2017-18 FLR/SFLR/SB495 SFLR.PDF)
7. **House Committee Substitute for Senate Bill** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2017-18 COMMITTEE SUBS/HCSS/SB495 HCS.PDF)

## Votes

- FOURTH READING — **30–12** (pass) · upper
- THIRD READING — **88–0** (pass) · lower
- THIRD READING — **41–0** (pass) · upper

## Sponsors

- Coody — primary (person)
- Sparks — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-02-06** First Reading `introduction, reading-1`
- **2017-02-06** Authored by Senator Sparks
- **2017-02-07** Second Reading referred to Retirement and Insurance `reading-2, referral-committee`
- **2017-02-13** Reported Do Pass Retirement and Insurance committee; CR filed `committee-passage`
- **2017-03-07** Coauthored by Representative Coody (principal House author)
- **2017-03-22** General Order, Amended
- **2017-03-22** Title stricken
- **2017-03-22** Measure passed: Ayes: 41 Nays: 0 `passage`
- **2017-03-22** Referred for engrossment
- **2017-03-23** Engrossed to House `passage`
- **2017-03-23** First Reading `introduction, reading-1`
- **2017-03-28** Second Reading referred to Insurance `reading-2, referral-committee`
- **2017-04-05** CR; Do Pass, amended by committee substitute Insurance Committee `committee-passage`
- **2017-04-05** Title restored
- **2017-04-13** General Order
- **2017-04-13** Amended `amendment-passage`
- **2017-04-13** Third Reading, Measure passed: Ayes: 88 Nays: 0 `reading-3, passage`
- **2017-04-13** Referred for engrossment
- **2017-04-17** Engrossed, signed, to Senate `passage`
- **2017-04-17** HAs read
- **2017-05-11** HAs adopted
- **2017-05-11** Measure passed: Ayes: 30 Nays: 12 `passage`
- **2017-05-11** Referred for enrollment
- **2017-05-12** Enrolled, to House
- **2017-05-15** Signed, returned to Senate
- **2017-05-15** Sent to Governor `executive-receipt`
- **2017-05-20** Approved by Governor 05/20/2017 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/791dd7ba-802b-4335-9408-6686ae36b8d5`. Confidence: reported (aggregated from official Oklahoma legislature records).