---
type: "Bill"
title: "Health insurance; requiring insurer to provide specific reason for denial of claims; authorizing certain persons to submit written appeal after denial. Effective date."
description: "Health insurance; requiring insurer to provide specific reason for denial of claims; authorizing certain persons to submit written appeal after denial. Effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2021"
identifier: "SB 550"
citation: "Oklahoma SB 550 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Newhouse", "Pae"]
version_count: 5
action_count: 23
vote_count: 0
first_action: "2021-02-01"
last_action: "2021-04-23"
source: "openstates"
source_identifier: "ocd-bill/20c5e725-d4f7-40b1-bd39-fdfc90ac5de8"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=SB550&session=2100"
source_hash: "cfba4ad39e29675903b6840e4331ccdc392f19c5cd0e4186dd6f7a130bd7b7a3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma SB 550 (2021) — Health insurance; requiring insurer to provide specific reason for denial of claims; authorizing certain persons to submit written appeal after denial. Effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 INT/SB/SB550 INT.PDF)
2. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 ENGR/SB/SB550 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 ENR/SB/SB550 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLR/HFLR/SB550 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLR/SFLR/SB550 SFLR.PDF)

## Sponsors

- Newhouse — primary (person)
- Pae — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-01** First Reading `introduction, reading-1`
- **2021-02-01** Authored by Senator Newhouse
- **2021-02-02** Second Reading referred to Retirement and Insurance `reading-2, referral-committee`
- **2021-02-22** Reported Do Pass Retirement and Insurance committee; CR filed `committee-passage`
- **2021-02-22** Coauthored by Representative McEntire (principal House author)
- **2021-03-10** General Order, Considered
- **2021-03-10** Measure passed: Ayes: 38 Nays: 0 `passage`
- **2021-03-10** Referred for engrossment
- **2021-03-11** Engrossed to House `passage`
- **2021-03-11** First Reading `introduction, reading-1`
- **2021-03-22** Second Reading referred to Insurance `reading-2, referral-committee`
- **2021-03-29** Remove Representative McEntire as principal House author and substitute with Representative Pae
- **2021-04-01** CR; Do Pass Insurance Committee `committee-passage`
- **2021-04-01** Coauthored by Representative(s) McEntire, Davis
- **2021-04-19** General Order
- **2021-04-19** Coauthored by Representative(s) Provenzano, Phillips
- **2021-04-19** Third Reading, Measure passed: Ayes: 89 Nays: 3 `passage, reading-3`
- **2021-04-19** Signed, returned to Senate
- **2021-04-19** Referred for enrollment
- **2021-04-20** Enrolled, to House
- **2021-04-20** Signed, returned to Senate
- **2021-04-20** Sent to Governor `executive-receipt`
- **2021-04-23** Approved by Governor 04/23/2021 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/20c5e725-d4f7-40b1-bd39-fdfc90ac5de8`. Confidence: reported (aggregated from official Oklahoma legislature records).