---
type: "Bill"
title: "Pawn shop finance charges; changing bracket amounts. Effective date."
description: "Pawn shop finance charges; changing bracket amounts. Effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2022"
identifier: "SB 552"
citation: "Oklahoma SB 552 (2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Martinez", "Murdock"]
version_count: 5
action_count: 20
vote_count: 0
first_action: "2021-02-01"
last_action: "2021-04-28"
source: "openstates"
source_identifier: "ocd-bill/05215324-8c25-4702-bc12-a3ac65fc3ad0"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=SB552&session=2200"
source_hash: "8c8282f88535ecc238d3efe95420a1c92465f6c1ecdc14bd5db465a812c5050b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma SB 552 (2022) — Pawn shop finance charges; changing bracket amounts. Effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 INT/SB/SB552 INT.PDF)
2. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 ENGR/SB/SB552 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 ENR/SB/SB552 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLR/HFLR/SB552 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22 FLR/SFLR/SB552 SFLR.PDF)

## Sponsors

- Martinez — primary (person)
- Murdock — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-01** First Reading `introduction, reading-1`
- **2021-02-01** Authored by Senator Murdock
- **2021-02-02** Second Reading referred to Business, Commerce and Tourism `reading-2, referral-committee`
- **2021-02-18** Reported Do Pass Business and Commerce committee; CR filed `committee-passage`
- **2021-03-04** Coauthored by Representative Martinez (principal House author)
- **2021-03-09** General Order, Considered
- **2021-03-09** Measure passed: Ayes: 34 Nays: 12 `passage`
- **2021-03-09** Referred for engrossment
- **2021-03-10** Engrossed to House `passage`
- **2021-03-10** First Reading `introduction, reading-1`
- **2021-03-22** Second Reading referred to Business and Commerce `reading-2, referral-committee`
- **2021-04-07** CR; Do Pass Business and Commerce Committee `committee-passage`
- **2021-04-22** General Order
- **2021-04-22** Third Reading, Measure passed: Ayes: 79 Nays: 17 `passage, reading-3`
- **2021-04-22** Signed, returned to Senate
- **2021-04-22** Referred for enrollment
- **2021-04-26** Enrolled, to House
- **2021-04-26** Signed, returned to Senate
- **2021-04-26** Sent to Governor `executive-receipt`
- **2021-04-28** Approved by Governor 04/28/2021 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/05215324-8c25-4702-bc12-a3ac65fc3ad0`. Confidence: reported (aggregated from official Oklahoma legislature records).