---
type: "Bill"
title: "Unfair Claims Settlement Practices Act; providing that denial of payment to claimant constitutes an unfair claim settlement practice. Effective date."
description: "Unfair Claims Settlement Practices Act; providing that denial of payment to claimant constitutes an unfair claim settlement practice. Effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2023"
identifier: "SB 557"
citation: "Oklahoma SB 557 (2023)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Montgomery", "Sneed"]
version_count: 5
action_count: 21
vote_count: 0
first_action: "2023-02-06"
last_action: "2023-05-05"
source: "openstates"
source_identifier: "ocd-bill/61b7beaf-1552-4ea4-83e0-b01fb065066d"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=SB557&session=2300"
source_hash: "3d0a5bd769a0af8a633fbf4c1ea0ac1e063df493eb1e5083e99cfc12ee278b6a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma SB 557 (2023) — Unfair Claims Settlement Practices Act; providing that denial of payment to claimant constitutes an unfair claim settlement practice. Effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 INT/SB/SB557 INT.PDF)
2. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 ENGR/SB/SB557 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 ENR/SB/SB557 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 FLR/HFLR/SB557 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 FLR/SFLR/SB557 SFLR.PDF)

## Sponsors

- Montgomery — primary (person)
- Sneed — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-06** First Reading `introduction, reading-1`
- **2023-02-06** Authored by Senator Montgomery
- **2023-02-07** Second Reading referred to Retirement and Insurance `reading-2, referral-committee`
- **2023-02-07** Reported Do Pass Retirement and Insurance committee; CR filed `committee-passage`
- **2023-02-15** Coauthored by Representative Sneed (principal House author)
- **2023-02-22** General Order, Considered
- **2023-02-22** Measure passed: Ayes: 46 Nays: 0 `passage`
- **2023-02-22** Referred for engrossment
- **2023-02-23** Engrossed to House `passage`
- **2023-02-23** First Reading `introduction, reading-1`
- **2023-03-29** Second Reading referred to Insurance `reading-2, referral-committee`
- **2023-04-04** CR; Do Pass Insurance Committee `committee-passage`
- **2023-04-04** Coauthored by Representative(s) Waldron
- **2023-04-27** General Order
- **2023-04-27** Third Reading, Measure passed: Ayes: 90 Nays: 0 `passage, reading-3`
- **2023-04-27** Signed, returned to Senate
- **2023-04-27** Referred for enrollment
- **2023-05-01** Enrolled, to House
- **2023-05-01** Signed, returned to Senate
- **2023-05-01** Sent to Governor `executive-receipt`
- **2023-05-05** Approved by Governor 05/05/2023 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/61b7beaf-1552-4ea4-83e0-b01fb065066d`. Confidence: reported (aggregated from official Oklahoma legislature records).