---
type: "Bill"
title: "Insurance; mortgage; release of mortgage affidavit; fee; effective date."
description: "Insurance; mortgage; release of mortgage affidavit; fee; effective date."
jurisdiction: "us/states/ok"
legislature: "Oklahoma Legislature"
session: "2024"
identifier: "HB 4151"
citation: "Oklahoma HB 4151 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Rader", "Schreiber"]
version_count: 7
action_count: 21
vote_count: 4
first_action: "2024-02-05"
last_action: "2024-04-23"
source: "openstates"
source_identifier: "ocd-bill/4bdb5c80-90cd-4a1a-b73f-23ac78ba4ccd"
source_url: "http://www.oklegislature.gov/BillInfo.aspx?Bill=HB4151&session=2400"
source_hash: "4586cd2398309c4e92437faeb6d20d82e04b4472e88e8f64d6f4da342a65328f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ok"]
---

# Oklahoma HB 4151 (2024) — Insurance; mortgage; release of mortgage affidavit; fee; effective date.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 INT/hB/HB4151 INT.PDF)
2. **Engrossed** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 ENGR/hB/HB4151 ENGR.PDF)
3. **Enrolled (final version)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 ENR/hB/HB4151 ENR.PDF)
4. **Floor (House)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 FLR/HFLR/HB4151 HFLR.PDF)
5. **Floor (Senate)** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 FLR/SFLR/HB4151 SFLR.PDF)
6. **HB4151 FULLPCS1 SUZANNE SCHREIBER-JL.PDF** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 COMMITTEE AMENDMENTS/House/HB4151 FULLPCS1 SUZANNE SCHREIBER-JL.PDF)
7. **House Committee Substitute** (committee substitute) — [source](http://webserver1.lsb.state.ok.us/cf_pdf/2023-24 COMMITTEE SUBS/HCS/HB4151 CS.PDF)

## Votes

- Third Reading — **94–0** (pass) · lower
- Third Reading — **44–0** (pass) · upper
- Insurance Committee: Do Pass As Amended By Cs — **7–0** (pass) · lower
- Business & Commerce — **12–0** (pass) · upper

## Sponsors

- Rader — primary (person)
- Schreiber — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-02-05** First Reading `introduction, reading-1`
- **2024-02-05** Authored by Representative Schreiber
- **2024-02-06** Second Reading referred to Insurance `reading-2, referral-committee`
- **2024-02-14** CR; Do Pass, amended by committee substitute Insurance Committee `committee-passage`
- **2024-03-12** General Order
- **2024-03-12** Coauthored by Representative(s) Hefner, Lepak
- **2024-03-12** Authored by Senator Rader (principal Senate author)
- **2024-03-12** Third Reading, Measure passed: Ayes: 94 Nays: 0 `passage, reading-3`
- **2024-03-12** Referred for engrossment
- **2024-03-13** Engrossed, signed, to Senate `passage`
- **2024-03-13** First Reading `introduction, reading-1`
- **2024-03-19** Second Reading referred to Business and Commerce `reading-2, referral-committee`
- **2024-04-01** Reported Do Pass Business and Commerce committee; CR filed `committee-passage`
- **2024-04-16** General Order, Considered
- **2024-04-16** Measure passed: Ayes: 44 Nays: 0 `passage`
- **2024-04-16** Engrossed measure signed, returned to House `passage`
- **2024-04-16** Referred for enrollment
- **2024-04-17** Enrolled, signed, to Senate
- **2024-04-17** Enrolled measure signed, returned to House
- **2024-04-17** Sent to Governor `executive-receipt`
- **2024-04-23** Approved by Governor 04/22/2024 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4bdb5c80-90cd-4a1a-b73f-23ac78ba4ccd`. Confidence: reported (aggregated from official Oklahoma legislature records).