---
type: "Bill"
title: "Relating to requiring consumers to repay certain outstanding consumer loans before lenders make new consumer loans; and prescribing an effective date."
description: "Prohibits title loan lender and payday loan lender from making loan to consumer until seven days after consumer has fully repaid outstanding title loan or payday loan."
jurisdiction: "us/states/or"
legislature: "Oregon Legislative Assembly"
session: "2019 Regular Session"
identifier: "HB 2089"
citation: "Oregon HB 2089 (2019 Regular Session)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 2
action_count: 20
vote_count: 4
first_action: "2019-01-14T16:54:51+00:00"
last_action: "2019-06-10T15:38:36+00:00"
source: "openstates"
source_identifier: "ocd-bill/cd1ba90a-214c-4270-9e6d-3ac2183dbe66"
source_url: "https://olis.leg.state.or.us/liz/2019R1/Measures/Overview/HB2089"
source_hash: "c78b3e36b13bfa160e444e04086940e5734fb4329bf91e50cf3a9b8d00d38b3a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-or"]
---

# Oregon HB 2089 (2019 Regular Session) — Relating to requiring consumers to repay certain outstanding consumer loans before lenders make new consumer loans; and prescribing an effective date.

Prohibits title loan lender and payday loan lender from making loan to consumer until seven days after consumer has fully repaid outstanding title loan or payday loan.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://olis.leg.state.or.us/liz/2019R1/Downloads/MeasureDocument/HB2089/Introduced)
2. **Enrolled** (enrolled) — [source](https://olis.leg.state.or.us/liz/2019R1/Downloads/MeasureDocument/HB2089/Enrolled)

## Votes

- Third reading. Carried by Fagan. Passed. — **24–4** (pass) · upper
- Heard and Reported Out — **6–1** (pass) · upper
- Heard and Reported Out — **7–3** (pass) · lower
- Third reading. Carried by Alonso Leon. Passed. — **46–13** (pass) · lower

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-14T16:54:51+00:00** First reading. Referred to Speaker's desk. `introduction, reading-1, referral-committee`
- **2019-01-15T23:56:58+00:00** Referred to Business and Labor. `referral-committee`
- **2019-02-13T16:01:00+00:00** Public Hearing held.
- **2019-03-13T15:01:00+00:00** Work Session held.
- **2019-03-20T15:02:00+00:00** Work Session held.
- **2019-03-22T16:07:44+00:00** Recommendation: Do pass. `committee-passage-favorable`
- **2019-03-25T18:28:03+00:00** Second reading. `reading-2`
- **2019-03-26T18:25:13+00:00** Third reading. Carried by Alonso Leon. Passed. `passage, reading-3`
- **2019-03-28T16:34:23+00:00** First reading. Referred to President's desk. `introduction, reading-1, referral-committee`
- **2019-03-29T20:14:04+00:00** Referred to Judiciary. `referral-committee`
- **2019-04-24T15:31:00+00:00** Public Hearing held.
- **2019-05-14T16:02:00+00:00** Work Session held.
- **2019-05-20T15:45:48+00:00** Recommendation: Do pass. `committee-passage-favorable`
- **2019-05-20T17:44:52+00:00** Second reading. `reading-2`
- **2019-05-21T16:53:45+00:00** Carried over to 05-22 by unanimous consent.
- **2019-05-22T17:56:51+00:00** Third reading. Carried by Fagan. Passed. `passage, reading-3`
- **2019-05-23T19:14:06+00:00** Speaker signed. `passage`
- **2019-05-23T22:40:59+00:00** President signed. `passage`
- **2019-05-30T23:17:54+00:00** Governor signed. `executive-signature`
- **2019-06-10T15:38:36+00:00** Chapter 188, (2019 Laws): Effective date September 29, 2019.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cd1ba90a-214c-4270-9e6d-3ac2183dbe66`. Confidence: reported (aggregated from official Oregon legislature records).