---
type: "Bill"
title: "AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS PRACTICES ACT (Amends the definition of unfair claims settlement practices by insurers & motor vehicle damage appraisers, and creates a chapter providing for the appraisal of damaged motor vehicles, when the insurer & the insured cannot agree on the amount of the loss.)"
description: "AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS PRACTICES ACT (Amends the definition of unfair claims settlement practices by insurers & motor vehicle damage appraisers, and creates a chapter providing for the appraisal of damaged motor vehicles, when the insurer & the insured cannot agree on the amount of the loss.)"
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2023"
identifier: "SB 925"
citation: "Rhode Island SB 925 (2023)"
classification: ["bill"]
subjects: ["Claims", "Finance", "Insurance", "Motor Vehicle Insurance"]
status: "enacted"
primary_sponsors: ["Gallo", "Goodwin", "Ruggerio"]
version_count: 1
action_count: 12
vote_count: 2
first_action: "2023-04-04"
last_action: "2023-06-26"
source: "openstates"
source_identifier: "ocd-bill/48fc6e3c-a3c3-4a51-907c-c31bc0f5694d"
source_url: "https://status.rilegislature.gov/"
source_hash: "feba05724dd2f41a8b5a8bf85b99b0f2fb36b34dad8a6e45c41dbc0590cc655f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---

# Rhode Island SB 925 (2023) — AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS PRACTICES ACT (Amends the definition of unfair claims settlement practices by insurers & motor vehicle damage appraisers, and creates a chapter providing for the appraisal of damaged motor vehicles, when the insurer & the insured cannot agree on the amount of the loss.)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **925 SUB A** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText23/SenateText23/S0925A.pdf)

## Votes

- Passage — **31–5** (pass) · upper
- IN CONCURRENCE — **57–3** (pass) · upper

## Sponsors

- Gallo — primary (person)
- Goodwin — primary (person)
- Ruggerio — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-04-04** 04/04/2023 Introduced, referred to Senate Judiciary `introduction, referral-committee`
- **2023-06-10** 06/10/2023 Scheduled for hearing and/or consideration (06/13/2023)
- **2023-06-13** 06/13/2023 Committee recommended measure be held for further study `committee-failure`
- **2023-06-13** 06/13/2023 Scheduled for consideration (06/15/2023)
- **2023-06-14** 06/14/2023 Proposed Substitute `substitution`
- **2023-06-15** 06/15/2023 Committee recommends passage of Sub A `committee-passage-favorable`
- **2023-06-15** 06/15/2023 Placed on Senate Calendar (06/15/2023) `reading-3`
- **2023-06-15** 06/15/2023 Senate passed Sub A `passage`
- **2023-06-15** 06/15/2023 Placed on House Calendar (06/15/2023) `reading-3`
- **2023-06-16** 06/16/2023 House passed Sub A in concurrence `passage`
- **2023-06-19** 06/19/2023 Transmitted to Governor `executive-receipt`
- **2023-06-26** 06/26/2023 Signed by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/48fc6e3c-a3c3-4a51-907c-c31bc0f5694d`. Confidence: reported (aggregated from official Rhode Island legislature records).