---
type: "Bill"
title: "Consumer Protection - As enacted, requires, under the Uniform Debt-Management Services Act, counselors to present evidence of accreditation or certification by an independent accrediting or certifying organization upon registering to provide debt management services. - Amends TCA Title 47, Chapter 18, Part 55."
description: "Consumer Protection - As enacted, requires, under the Uniform Debt-Management Services Act, counselors to present evidence of accreditation or certification by an independent accrediting or certifying organization upon registering to provide debt management services. - Amends TCA Title 47, Chapter 18, Part 55."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "110"
identifier: "SB 2197"
citation: "Tennessee SB 2197 (110)"
classification: ["bill"]
subjects: ["Consumer Protection"]
status: "enacted"
primary_sponsors: ["Keisling", "Roberts"]
version_count: 1
action_count: 37
vote_count: 1
first_action: "2018-01-18"
last_action: "2018-04-23"
source: "openstates"
source_identifier: "ocd-bill/27072e0e-9303-4413-9506-d9d6d93c2f3a"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=SB2197&GA=110"
source_hash: "a5f5c0775829a8959936f87a787248ff0d721c61ba5f6853257283fce514f85c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee SB 2197 (110) — Consumer Protection - As enacted, requires, under the Uniform Debt-Management Services Act, counselors to present evidence of accreditation or certification by an independent accrediting or certifying organization upon registering to provide debt management services. - Amends TCA Title 47, Chapter 18, Part 55.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](http://www.capitol.tn.gov/Bills/110/Bill/SB2197.pdf)

## Votes

- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 8, Nays 0 PNV 0 3/20/2018 Passed (1) — **8–0** (pass) · upper

## Sponsors

- Keisling — primary (person)
- Roberts — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-18** Filed for intro. `introduction, reading-1`
- **2018-01-22** Intro., P1C. `introduction`
- **2018-01-24** Assigned to s/c Consumer and Human Resources Subcommittee `referral-committee`
- **2018-01-24** P2C, ref. to Consumer and Human Resources Committee `referral-committee`
- **2018-01-31** Filed for introduction `introduction, reading-1`
- **2018-02-01** Introduced, Passed on First Consideration `introduction`
- **2018-02-05** Passed on Second Consideration, refer to Senate Commerce and Labor Committee
- **2018-02-21** Placed on s/c cal Consumer and Human Resources Subcommittee for 2/28/2018
- **2018-02-28** Placed on s/c cal Consumer and Human Resources Subcommittee for 3/7/2018
- **2018-02-28** Action Def. in s/c Consumer and Human Resources Subcommittee to 3/7/2018
- **2018-03-07** Placed on Senate Commerce and Labor Committee calendar for 3/13/2018
- **2018-03-07** Placed on cal. Consumer and Human Resources Committee for 3/14/2018
- **2018-03-07** Rec for pass if am by s/c ref. to Consumer and Human Resources Committee `referral-committee`
- **2018-03-13** Action deferred in Senate Commerce and Labor Committee to 3/20/2018
- **2018-03-14** Placed on Senate Commerce and Labor Committee calendar for 3/20/2018
- **2018-03-14** Rec. for pass. if am., ref. to Calendar & Rules Committee `committee-passage-favorable`
- **2018-03-20** Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 8, Nays 0 PNV 0
- **2018-03-20** Sponsor(s) Added.
- **2018-03-21** Placed on cal. Calendar & Rules Committee for 3/22/2018
- **2018-03-22** H. Placed on Regular Calendar for 3/26/2018
- **2018-03-26** Passed H., as am., Ayes 96, Nays 0, PNV 0 `passage`
- **2018-03-26** H. adopted am. (Amendment 1 - HA0844) `amendment-passage`
- **2018-03-27** Engrossed; ready for transmission to Sen.
- **2018-03-28** Received from House, Passed on First Consideration `introduction`
- **2018-04-02** Placed on Senate Regular Calendar calendar for 4/4/2018
- **2018-04-04** Companion House Bill substituted
- **2018-04-04** Passed Senate, Ayes 30, Nays 1 `passage`
- **2018-04-04** Amendment withdrawn. (Amendment 1 - SA0859)
- **2018-04-04** Senate substituted House Bill for companion Senate Bill.
- **2018-04-05** Signed by H. Speaker
- **2018-04-05** Enrolled; ready for sig. of H. Speaker.
- **2018-04-10** Transmitted to Governor for his action. `executive-receipt`
- **2018-04-10** Signed by Senate Speaker
- **2018-04-19** Signed by Governor. `executive-signature`
- **2018-04-23** Comp. became Pub. Ch. 763
- **2018-04-23** Pub. Ch. 763
- **2018-04-23** Effective date(s) 04/19/2018

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/27072e0e-9303-4413-9506-d9d6d93c2f3a`. Confidence: reported (aggregated from official Tennessee legislature records).