---
type: "Bill"
title: "Banks and Financial Institutions - As enacted, increases existing fees, and adds additional fees, that an industrial loan and thrift company, industrial investment company, or industrial bank may charge to service various loans. - Amends TCA Title 45, Chapter 5."
description: "Banks and Financial Institutions - As enacted, increases existing fees, and adds additional fees, that an industrial loan and thrift company, industrial investment company, or industrial bank may charge to service various loans. - Amends TCA Title 45, Chapter 5."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "112"
identifier: "HB 421"
citation: "Tennessee HB 421 (112)"
classification: ["bill"]
subjects: ["Banks and Financial Institutions"]
status: "enacted"
primary_sponsors: ["Johnson", "Lamberth"]
version_count: 1
action_count: 34
vote_count: 6
first_action: "2021-01-26"
last_action: "2021-04-12"
source: "openstates"
source_identifier: "ocd-bill/e1dd99da-48eb-4340-bc35-44c69786c061"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=HB0421&GA=112"
source_hash: "6b2427be8053ddb9eee929977631d385b7a4b6bdfbfdd473a79b84ccbcaea729"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee HB 421 (112) — Banks and Financial Institutions - As enacted, increases existing fees, and adds additional fees, that an industrial loan and thrift company, industrial investment company, or industrial bank may charge to service various loans. - Amends TCA Title 45, Chapter 5.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/112/Bill/HB0421.pdf)

## Votes

- HOUSE BANKING AND CONSUMER AFFAIRS SUBCOMMITTEE: Rec. for pass by s/c ref. to Commerce Committee 2/24/2021 (4) — **0–0** (pass) · lower
- HOUSE CALENDAR & RULES COMMITTEE: H. Placed on Regular Calendar for 3/8/2021 3/4/2021 (2) — **0–0** (fail) · lower
- HOUSE COMMERCE COMMITTEE: Rec. for pass; ref to Calendar & Rules Committee 3/2/2021 (3) — **0–0** (pass) · lower
- FLOOR VOTE: Third Consideration 3/22/2021 Passed (1) — **26–7** (pass) · upper
- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Calendar Committee 3/16/2021 Passed (2) — **8–1** (pass) · upper
- FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 3/8/2021 Passed (1) — **70–21** (pass) · lower

## Sponsors

- Johnson — primary (person)
- Lamberth — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-26** Filed for introduction `introduction, reading-1`
- **2021-01-27** Filed for introduction `introduction, reading-1`
- **2021-02-08** Intro., P1C. `introduction`
- **2021-02-08** Sponsor(s) Added.
- **2021-02-08** Introduced, Passed on First Consideration `introduction`
- **2021-02-10** Assigned to s/c Banking & Consumer Affairs Subcommittee `referral-committee`
- **2021-02-10** P2C, ref. to Commerce Committee `referral-committee`
- **2021-02-10** Sponsor(s) Added.
- **2021-02-10** Passed on Second Consideration, refer to Senate Commerce and Labor Committee
- **2021-02-17** Placed on s/c cal Banking & Consumer Affairs Subcommittee for 2/24/2021
- **2021-02-24** Placed on cal. Commerce Committee for 3/2/2021
- **2021-02-24** Rec. for pass by s/c ref. to Commerce Committee `committee-passage-favorable`
- **2021-03-02** Rec. for pass; ref to Calendar & Rules Committee `committee-passage-favorable`
- **2021-03-03** Placed on cal. Calendar & Rules Committee for 3/4/2021
- **2021-03-03** Placed on Senate Commerce and Labor Committee calendar for 3/9/2021
- **2021-03-04** H. Placed on Regular Calendar for 3/8/2021
- **2021-03-08** Passed H., Ayes 70, Nays 21, PNV 3 `passage`
- **2021-03-09** Engrossed; ready for transmission to Sen.
- **2021-03-09** Placed on Senate Commerce and Labor Committee calendar for 3/16/2021
- **2021-03-09** Action deferred in Senate Commerce and Labor Committee to 3/16/2021
- **2021-03-11** Received from House, Passed on First Consideration `introduction`
- **2021-03-16** Recommended for passage, refer to Senate Calendar Committee
- **2021-03-18** Placed on Senate Regular Calendar for 3/22/2021
- **2021-03-22** Passed Senate, Ayes 26, Nays 7 `passage`
- **2021-03-22** Senate substituted House Bill for companion Senate Bill.
- **2021-03-22** Companion House Bill substituted
- **2021-03-23** Enrolled; ready for sig. of H. Speaker.
- **2021-03-26** Signed by H. Speaker
- **2021-03-29** Signed by Senate Speaker
- **2021-03-31** Transmitted to Governor for his action. `executive-receipt`
- **2021-04-07** Signed by Governor. `executive-signature`
- **2021-04-12** Effective date(s) 07/01/2021
- **2021-04-12** Pub. Ch. 91
- **2021-04-12** Comp. became Pub. Ch. 91

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e1dd99da-48eb-4340-bc35-44c69786c061`. Confidence: reported (aggregated from official Tennessee legislature records).